John M. Dowse Email & Phone Number

Phoenix, Az, Us

Phoenix, Arizona, United States

• Serve as sole underwriter for over 260 transactions and counting totaling $44.25M worth of loan applications across a diverse asset class of equipment types and business industries, including: construction, automotive, real estate, cosmetic, medical, cannabis, manufacturing, restaurant, and entertainment.• Conduct full due-diligence for loan offers ranging from $25k - $5M, including monitoring personal and business credit reports, financial statements, cash flow projections, business plans, and other critical credit risks.• Prepare a detailed write-up examining the financial feasibility for each opportunity, and then present a final summary to the portfolio management team for credit decision.

Carlsbad, California, United States

• Aided in organization of the accounts receivable system, including tracking Colorescience’s various credit/debit memos.• Provided support for month-end bank reconciliations and internal/external audits.• Mastered knowledge of different payment systems and maintained flexibility in each collection process.

Tempe, Arizona, United States

• Located 230+ potential acquisitions adjacent to current Carvana properties through CoStar search.• Assisted in determining necessary construction improvements for newly-acquired Adesa’s 90+ locations.• Researched marketing insights and delivered a customer promotion presentation for Carvana’s upcoming Co-Signing Initiative to the executive team. • Analyzed zoning regulations for Carvana real estate portfolio and aided in obtaining special use permits when required.

Phoenix, Arizona, United States

• Communicated with over 5,000 current and prospective clients, prepared marketing brochures via Adobe Design, and imported sales comparisons from CoStar into Microsoft Excel.• Documented daily Arizona retail transactions, outlined lease abstracts for future listings, analyzed market demographics on CoStar, prepared broker opinions of value, studied essential industry financial benchmarks, and other pertinent information for single and multi-tenant NNN properties. • Researched lease structures for an extensive list of creditworthy tenants: Starbuck’s, Kroger stores, Wendy’s, Circle K, Chase Bank, Dutch Brothers, Floor and Decor, Boot Barn, Best Buy, and other retail brands.

San Diego, California, United States

Division I Baseball

Phoenix, Arizona, United States

Phoenix, Arizona, United States

Scottsdale, Arizona, United States

Master Of Science - Ms, Finance

Bachelor'S Of Business Administration, Majors: Real Estate & Finance, First Honors, Dean'S List, Cum Laude

Activities and Societies: Beta Theta Pi Fraternity, Varsity Baseball

High School Diploma

Activities and Societies: Baseball, Student Council, Big Brother Program