John Figar Email & Phone Number

Hamilton, On, Ca

Hamilton, Ontario, Canada

Hamilton, Ontario

• Analyze customer credit reports and identify any “red flags”.• Calculation Debt to Income Ratio.• Determining customer loan eligibility using various methods including but not limited to DTI (Debt to Income Ratio).• Creation of loan refinance documents and all other supporting documentation.• Sending of electronic loan documentation to customers.• Approving, funding and disbursement of loan funds.• Upload and maintenance of all documentation.• Determining customer RFD (Reason for Default) and implementing appropriate strategy/solution.• Liaise with branch network to assist in working on customer accounts.

Lowe's Companies, Inc. is a FORTUNE® 500 company that serves approximately 15 million customers a week at more than 1,750 home improvement stores in the United States, Canada and Mexico. Founded in 1946 and based in Mooresville, N.C., Lowe's is the second-largest home improvement retailer in the world. For more information, visit Lowes.com.

Mississauga, Ontario

Intuit Canada Inc. is a developer of financial management and tax preparation solutions for personal finance and small business accounting. Services are delivered on a variety of platforms including application software, software connected to services, software as a service, platform as a service and mobile applications. Intuit Canada has employees located all across Canada, with offices in Edmonton, Alberta and Mississauga, Ontario, and is an affiliate of Intuit Inc.Item creation in corporate systems, including offering creation, data entry in various systems, quality testing and life cycle management.Bill of material creation and costing, including data entry, managing the approval process and entering material and service costs.Support product launch requirements such as compiling launch requirements for new and existing offerings, provide launch status updates and support existing launch procedures.Supply Chain Operations support, including participation in various project and process development, unit forecasting and inventory analysis.Purchase Order processing, including creating PO's, entering receipts and processing invoices.Initiate and supervise investigations for all inventory and supply chain issues.

Scheduling and monitoring cycle counts based on eight week cycle.Analysis of product flow both inbound and outbound to ensure compliance with Lowes Canada guidelines.Trend analysis of seasonal items to ensure Purchasing Department has the most up to date and accurate data possible.Ensure the accurate and timely system set-up and maintenance of all new and existing items per vendor specifications.Liaise with vendors, Supply Chain Managers, and other Analysts to ensure correct and up to date item data.Initiate and supervise investigations for all inventory and supply chain issues.Maintain databases for such things as item specific data, forecasts, and various other product flow issues.Perform system research for such things as cycle count investigations and item consolidations to ensure optimal warehouse utilization.Initiate and monitor various ad hoc investigations to resolve and type of issue that may arise.

Began work on Project GLOBE (Global Business Excellence) with the responsibility of mapping current “As Is” FICO (Finance and Control) processes to the GLOBE “End State”.Analysis of all Finance Standard Operating ProceduresDetailed documentation of the current or “As Is” state including systems used, parties responsibleCreation of MS Visio process flow charts for management analysisProject tracking of multiple areas and phases of the projectWeekly reporting of project status to managementPresentations to various areas of the business including VPs and Directors to familiarize them with the objectives and goals of the project

Began work on Project GLOBE (Global Business Excellence) with the responsibility of mapping current “As Is” FICO (Finance and Control) processes to the GLOBE “End State” as it related to Head Office operations.Analysis of project templatesCreation of FitGap Process (document, raise, and foster thru the approval process) Writing of Functional Specifications Work with Legacy/Heritage contacts for required systems interfaces Writing of ConfigurationsPerform cycle testing and assist with MIT (Market Initiation Testing) & MAT (Market Acceptance Testing)Troubleshooting during the testing Preparing the Learning & Knowledge Transfer (KT) Materials Knowledge Transfer & Training of Core Super Users (SU) Assist Core & Complementary Super Users with Training as necessary Advise the various coordinator roles for the stream throughout the project

Handled 20 to 30 accounts from credit investigations and setting credit limits to account reconciliation, collections, and deductions management.Analysis and investigation of new credit applications and determining appropriate credit limit and termsAnswer credit inquiries from other creditorsPreparation of packages of continuous problem issues for visits/ correspondence with accounts. This included visits across the countryHandling of all issues for bankrupt customers. (Statement of Claim, 30-Day Goods Demand, etc.)Reviewed over limits to determine situation - issue temporary credit increases as neededPreparation of Annual Reviews including analysis of A/R histories to determine payment history of account and credit limit neededPreparation of summary reports for Customer and Sales in case of problem accounts with accumulated unearned discountsAnalysis of past due statements and month end statements

Certified Credit Professional

Commercial Pilot License, Aviation