John Greves, Cfa Email and Phone Number

• Leadership of investment professionals on the Multi-Asset Strategies team, which includes Multi-Asset Portfolio Management and Investment Manager Research• Accountable for multi-asset investment processes including research, portfolio management, and implementation covering retail and institutional portfolio solutions totaling over $150 billion• The Multi-Asset Strategies Team manages Schwab's digital advice portfolios, multi-asset mutual funds, Trust Bank CITs, Trust Company model portfolios, wealth management portfolios, and RIA model portfolios• Oversight of the multi-asset investment process for Schwab Intelligent Portfolios, Schwab MarketTrack Portfolios®, Schwab® Monthly Income Funds, Schwab Balanced Fund™, Schwab Target Funds, Schwab VIT Portfolios™, Schwab Managed Retirement Trust Funds™, Schwab Indexed Retirement Trust Funds®, Schwab International Opportunities Fund, Schwab Select Large Cap Growth Fund, Schwab Institutional Trust Funds®, Schwab Managed Portfolios-Mutual Funds, USAA Managed Portfolios, and Selective Portfolios• Chaired and/or served as a voting member on multiple internal governance committees overseeing asset allocation, third party investment oversight, and asset management and risk• Author on several research papers, including those on glide path construction, navigating inflation and market volatility, annual roll down perspective, and target date fund active management• Work with committee members, portfolio managers, and research personnel to determine investment objectives and risk positioning of multi-asset portfolios in order to meet the desired outcomes of investors

• Portfolio manager for the RTC LifePoints Institutional Target Date funds, RIC LifePoints Target Date mutual funds, custom target date funds.• Responsible for asset allocation, short-term fund positioning, and performance for target date solutions.• Work with investment committees to evaluate and incorporate custom demographics, benefits, and investment objectives.• Chairman of the Multi-Asset Advisory Team, a group of global multi-asset portfolio managers and investment strategists that evaluate short-term risks and opportunities for multi-asset portfolios.

• Portfolio manager for the RTC LifePoints Institutional Target Date funds, RIF Variable Target Portfolio mutual funds, and RIC Target Distribution mutual funds.

• Provided analytical coverage of total portfolio solutions, including equity, fixed income, and real asset securities in a multi-manager fund-of-fund structure.• Utilized leading industry software and data services such as FactSet, Barra, Barclays Capital Live, Bloomberg, and Confluence Unity in addition to Russell’s propriety software to analyze factor positioning and exposures.

• Key member of launch team for new funds: Target Distribution, custom target date, TIPS, International Index, and separate accounts for large institutional clients.• Reviewed VBA code and conducted back-testing for the model-driven target distribution funds.

• Performed detailed analyses for Institutional CEO and sales directors covering product growth, revenue segmentation, market share, and sales projections of Russell’s implementation services, commingled funds, and alternative investments.• Utilized macros, advanced formulas, and databases to automate processes; changes dramatically increased reporting capabilities and reduced distribution timeline.

• Analyzed loan packages for multi-family apartment buildings based on regional demographics and cash flow.• Created annual review program to review financial performance of loans in excess of $1 million.• Met with clients and potential borrowers to review loan requirements and valuation of apartment buildings.