John Howell, Mba

John Howell, Mba Email and Phone Number

Co-founder at Hilborn & Howell, LLC - A Professional Credit Underwriting Firm @ Hilborn & Howell, LLC
Fayetteville, Arkansas
John Howell, Mba's Location
Fayetteville, Arkansas, United States, United States
About John Howell, Mba

I am a native of Arkansas and enjoy all that this great state has to offer. I have been in the banking industry for 15 years with a focus on commercial lending and management. My career was started by legendary Arkansas banker, Dan Horton. The regulation of this industry has driven banks to look at new strategies to accomplish necessary tasks. The opportunity for institutions to evolve lies in the opportunity to be presented. Throughout my career, there have always been inefficiencies in the cash flow analysis area of commercial lending and my goal is to correct those. Being a results oriented leader, I drive hard to accomplish any and all task necessary for the job.Favorite quote: "To whom much is given, much is required"

John Howell, Mba's Current Company Details
Hilborn & Howell, LLC

Hilborn & Howell, Llc

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Co-founder at Hilborn & Howell, LLC - A Professional Credit Underwriting Firm
Fayetteville, Arkansas
Employees:
4
John Howell, Mba Work Experience Details
  • Hilborn & Howell, Llc
    Co-Founder
    Hilborn & Howell, Llc Dec 2014 - Present
    Hilborn and Howell, LLC was founded on the principles of banking. We take a specific focus on cash flow and financial analysis by independently underwriting credits for banks. We are the bank's analyst "as needed"​ to help drive down the efficiency ratio. Our analysis is based on our customer's (the bank) tolerance level and loan policy. We bring consistency to the process and the regulators appreciate the complete independence. With the help of Co-Founder Thomas Hilborn, we are directly assisting financial institutions with our expertise in financial analysis.
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  • Delta Trust And Bank
    Northwest Arkansas Market President
    Delta Trust And Bank Apr 2013 - Oct 2014
    Fayetteville, Arkansas Area
    Accomplishing the goal of bank management while at Delta Trust and Bank was very exciting. The balance of managing people and the earning assets (loans) was challenging but also rewarding. Total assets managed was over $40 Million along with managing around 10 employees at two branch locations.
  • First Western Bank
    Senior Vice President/Ore Manager
    First Western Bank Jan 2005 - Mar 2013
    Rogers, Ar
    My responsibilities included managing a performing loan portfolio while also managing the bank's troubled assets during the Economic downturn. The last three years of my time with First Western was intense as we were lifting requirements from the regulators but my hands on education is irreplaceable. Total assets managed was around $55 Million.
  • First National Bank
    Avp
    First National Bank Jun 2000 - Jan 2005
    Hot Springs, Ar
    Fresh out of college, I worked through a management trainee program with a local bank. My place was found in lending with my first task being collections. While I worked a small portfolio, my main goal was the banks credit card past due report. With a huge reduction in collectibles after 6 months, my focus turned to loan growth. By understanding what others did wrong through collections and analyzing the previous choices, lending skills flourished along with sales. I first began underwriting credits under the tutelage of Dan Horton who took a no-nonsense approach to lending that he is well-respected for.

John Howell, Mba Skills

Banking Management Financial Analysis Commercial Lending Leadership Strategic Planning Portfolio Management Credit Analysis Business Development Loans Credit Risk Management Customer Service Commercial Banking Sales Marketing Strategy Finance Credit Risk Strategy Business Strategy Marketing

John Howell, Mba Education Details

  • John Brown University
    John Brown University
    Masters Of Business Administration
  • Paul W. Barrett School Of Banking
    Paul W. Barrett School Of Banking
    Banking And Financial Support Services
  • Lyon College
    Lyon College
    Economics
  • Lake Hamilton High School
    Lake Hamilton High School

Frequently Asked Questions about John Howell, Mba

What company does John Howell, Mba work for?

John Howell, Mba works for Hilborn & Howell, Llc

What is John Howell, Mba's role at the current company?

John Howell, Mba's current role is Co-founder at Hilborn & Howell, LLC - A Professional Credit Underwriting Firm.

What schools did John Howell, Mba attend?

John Howell, Mba attended John Brown University, Paul W. Barrett School Of Banking, Lyon College, Lake Hamilton High School.

What are some of John Howell, Mba's interests?

John Howell, Mba has interest in Family, Children, Live Music, Mancamp, Environment, Education, Anything Outdoors, Good Food, Health.

What skills is John Howell, Mba known for?

John Howell, Mba has skills like Banking, Management, Financial Analysis, Commercial Lending, Leadership, Strategic Planning, Portfolio Management, Credit Analysis, Business Development, Loans, Credit, Risk Management.

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