John Le Email & Phone Number

Mclean, Va, Us

• Underwrite new deals, focusing on private equity sponsored, middle market healthcare and pharma companies ranging from $10MM to $500MM in EBITDA. Involved from deal screen stage through closing.• Maintain a portfolio of five companies, executing amendments, modifications and/or incrementals.• Perform comprehensive annual reviews which include refreshing risk ratings, commentary, CF and EV models, as well as other tasks.

Toronto, On, Ca

• Lead credit analyst for a portfolio of diverse middle market companies, ranging from $10MM to $100MM in EBITDA• Prepared and presented credit memos for rating committees including three statement forecasting models, industry analysis, peer comparisons, as well as strengths and weaknesses• Proposed and defended rating recommendations on credit ratings to upper management• Communicated rating actions, rationale, and maintain relationships with bankers

• Accountable for managing a portfolio ranging from middle market to large corporate accounts totaling over $500 million in senior debt commitments• Underwrite new money requests for transactions ranging from large syndicates to sole lender deals• Amend and restructure under performing credits, identifying exit strategies focusing on collateral and sources of repayment• Communicate directly with management teams to identify clients’ needs and recommend financial solutions• Define and negotiate deal structure, credit terms and conditions, and financial covenants• Perform and present credit monitoring updates including analyzing financial performance and confirming sources of repayment on a periodic basis• Designated as an Enterprise Valuation Specialist in August 2019, utilizing peers comps, precedent transactions, and discounted cash flow analysis to determine valuations.

New York, New York, Us

• Lead analyst for a portfolio of over 20 companies, assigning and monitoring credit ratings for US corporations, specializing in both investment grade and high-yield issuers in the auto and fitness industries• Composed comprehensive reports to support proposed credit ratings to internal credit committees; presented and defended opinions in committees based on credit profile of each issuer• Built and maintained comprehensive financial models to analyze historical trends and project future operating performance and cash flows with emphasis on liquidity, leverage, revenue, EBITDA, and operational performance metrics• Conducted industry peer comparable analysis evaluating overall sector trends and specific entity strengths and weaknesses• Generated and published topical research on key themes across the sector• Interacted with executive management teams to gain insight on key credit rating issues• Participated in one year formal credit training program, learning how to apply fundamental credit analysis broadly across different sectors

St. Louis, Mo, Us

• Analyzed and mined data using programs such as SQL and Python• Identified and implemented improvements in processes and operations to control cost and improve productivity• Planned, designed, budgeted, engineered, and managed gas construction projects• Assisted with design, construction, maintenance, pigging, and code compliance of gas pipelines