John Le Email & Phone Number

Mclean, VA, US

• Underwrite new deals, focusing on private equity sponsored, middle market healthcare and pharma companies ranging from $10MM to $500MM in EBITDA. Involved from deal screen stage through closing.
• Maintain a portfolio of five companies, executing amendments, modifications and/or incrementals.
• Perform comprehensive annual reviews which include refreshing risk ratings, commentary, CF and EV models, as well as other tasks.

Toronto, ON, CA

• Lead credit analyst for a portfolio of diverse middle market companies, ranging from $10MM to $100MM in EBITDA
• Prepared and presented credit memos for rating committees including three statement forecasting models, industry analysis, peer comparisons, as well as strengths and weaknesses
• Proposed and defended rating recommendations on credit ratings to upper management
• Communicated rating actions, rationale, and maintain relationships with bankers

• Accountable for managing a portfolio ranging from middle market to large corporate accounts totaling over $500 million in senior debt commitments
• Underwrite new money requests for transactions ranging from large syndicates to sole lender deals
• Amend and restructure under performing credits, identifying exit strategies focusing on collateral and sources of repayment
• Communicate directly with management teams to identify clients’ needs and recommend financial solutions
• Define and negotiate deal structure, credit terms and conditions, and financial covenants
• Perform and present credit monitoring updates including analyzing financial performance and confirming sources of repayment on a periodic basis

New York, New York, US

• Lead analyst for a portfolio of over 20 companies, assigning and monitoring credit ratings for US corporations, specializing in both investment grade and high-yield issuers in the auto and fitness industries
• Composed comprehensive reports to support proposed credit ratings to internal credit committees; presented and defended opinions in committees based on credit profile of each issuer
• Built and maintained comprehensive financial models to analyze historical trends and project future operating performance and cash flows with emphasis on liquidity, leverage, revenue, EBITDA, and operational.
• Conducted industry peer comparable analysis evaluating overall sector trends and specific entity strengths and weaknesses
• Generated and published topical research on key themes across the sector
• Interacted with executive management teams to gain insight on key credit rating issues

St. Louis, MO, US

• Analyzed and mined data using programs such as SQL and Python
• Identified and implemented improvements in processes and operations to control cost and improve productivity
• Planned, designed, budgeted, engineered, and managed gas construction projects
• Assisted with design, construction, maintenance, pigging, and code compliance of gas pipelines