John M. Nowicki Email and Phone Number

71% of Americans aren’t saving enough for retirement, according to a survey by Experian. And after 36+ years in financial services, I can tell you that many executives are among them. You might be earning plenty now, and you might be investing. But what are your tax ramifications? Is your portfolio diversified enough to withstand major market fluctuations? How much are you spending on fees—both the ones you can see and the ones you did not know you were signing up for? What are your yearly living expenses now? Will you be spending the same amount each year of your retirement?And if so, how many years will you have before your savings are gone for good?You might not be able to answer those questions. Most executives I speak to cannot. That’s why I’m here. I have spent decades serving as a trusted financial advisor to countless executives, helping them prepare for retirements that are comfortable and secure. I’ve been quoted on CNBC, U.S. News & World Report, Investment News, and more, because I believe everyone should understand their finances—so they can make the best decisions for their wealth.As the owner of LCM Capital Management, I am dedicated to providing transparent financial services—absorbing trading costs and keeping your fees and taxes low, so you can get the most out of every investment. In fact, our clients come to us from existing advisors.I will help you establish a portfolio that is effectively diversified and aligned with your preferred level of risk. You will never feel pushed to make decisions that are not right for you, because you are in the driver’s seat—I just help you navigate.At the end of the day, it’s your money. It belongs in your wallet—not squandered on unnecessary fees, expenses and taxes.Find out where you stand by reaching out to me for a free assessment. With a little financial guidance, you can gain control of your investments. I’m here to help make that possible.