John Martini Email and Phone Number

Relationship manager in commercial and industrial, healthcare and CRE middle market. Build new relationships and manage existing accounts. Generate analysis of cash flows, collateral valuation, structure credit and draft loan applications.Present green light memos to senior management and final proposals to credit committee. Write commitment letters and review legal documents, BSA/AML to ensure compliance. Close transactions and seamlessly book credits. Manage, monitor and review portfolio of active credit/depository accounts. Cross sell cash management, treasury, capital markets and wealth management products. Visit new and existing customers, maintain active pipeline and profitability reports.

Hard driving and proficient Risk and Portfolio Manager with extensive experience in credit analysis. Seasoned Relationship Manager with expertise in structuring, loan review, workouts and regulatory compliance. I have been particularly effective in tackling complex problems by organizing and motivating project teams and breaking down the solution into milestones and dilineating the tasks needed to develop a new process and to execute plans within a tight deadline.Expertise in commercial real estate, structured finance for projects and trade.Knowledge of cash management products, FX and derivatives that I successfully sold to customers.Awarded best Corporate and Investment Banking award in 2006.Managed credit risk process for branch.Performed credit proposals, and reviews that I presented at risk committees for US and Latin America.Recommended credit ratings and prepared past due reports.Completed money center bank credit training program.