John Michael Email & Phone Number

Dar Es Salaam, Tanzania

Mbeya Region, Tanzania

• Identify potential customers in target markets and explain the EFTA product to them. • Support the Branch Manager to deliver pre-application seminars to potential applicants. • Provide on-going advice to people preparing applications. • Conduct full appraisals of applications, including business viability and the applicant’s reliability. This include customer site visits, discussions with current or potential customers and suppliers, personal reference checks, working capital checks, and basic financial analysis. • Conduct ESG (environmental, social and governance) assessment of applicants. • Make recommendations to the Branch Manager of which investments should be progressed. • Prepare investment proposals for the local Credit Committee, using a standard format. • Participate in vetting process for equipment suppliers, e.g. performing site visits. • Take lead responsibility for a portfolio of EFTA customers, monitoring these investments on an on-going basis including reminder phone-calls and regular visits to the customers’ business sites. • Make recommendations to the Branch Manager regarding loan restructuring and/or write off decisions for these customers. • Identify any ESG issues within your portfolio and ensure customers are aware of labour laws. • Coordinate with training team to identify customers’ skills training needs and ensure proper follow-up for any training received. This could also include helping to coordinate customer networking events. • Maintain detailed records on EFTA’s software system.

Dar Es-Salaam, Dar Es Salaam, Tanzania

• Prepared monthly and year-end closing statements, financial documents and invoices.• Maintained accurate invoice summaries and collection records to enhance monitoring of billing and cash inflows.• Interacted with internal and external auditors to help complete audits and resolve issues.

Arusha, Tanzania