Exos Lending is a licensed small-business lending company offering SBA 7(a) loans up to $5 million to small businesses throughout the United States. Offering loan solutions for purchase of owner occupied real estate, expansion of real estate, business acquisitions, partner buyouts, debt refinance, equipment, and permanent working capital. Exos is a preferred SBA 7(a) lender that provides a solution base approach with focus on the client success of their business.

Currently serving on the Executive Board of the National Association of Government Guaranteed Lenders.

Chief Executive Officer of ReadyCap Lending, one of 17 non-bank SBA lending institutions in the country. Joined the company in June of 2015, bringing nearly 30 years of professional experience in the lending industry, the past 22 of which have been focused on small business relationships and management of U.S. Small Business Administration (SBA) loan programs. Consistently recognized for portfolio performance and SBA production, while building and growing national sales teams. Most recently, spent 11 years at KeyBank, serving as senior vice president and national SBA manager, responsible for the bank’s SBA programs. Prior to joining KeyBank, I was a commercial real estate lender with GE Capital.Active member of the National Association of Government Guaranteed Lenders (NAGGL), elected to its board of directors for 2014 to Present. serving on NAGGL’s Veterans, Large Lender and Government Relations Lending Committees. Also serve on the Board of Trustees for Cleveland Growth Capital Corp. During 10 years of military service in the U.S. Army, in 1991, John received a Bronze Star for valor in Operation Desert Storm. ReadyCap Lending, LLC, is a licensed small-business lending company offering SBA 7(a) loans up to $5 million to small businesses throughout the United States. Based in New Providence, NJ, ReadyCap Lending is a subsidiary of ReadyCap Commercial, LLC, a wholly owned indirect subsidiary of Ready Capital Corp. Ready Capital, which is organized as a real estate investment trust, acquires, originates, manages and finances commercial real estate loans, and to a lesser extent, asset-backed securities where the underlying pool of assets consists primarily of commercial real estate loans and other real estate-related investments. ReadyCap Lending is an SBA Preferred Lender and has a dedicated Veteran Community Development program for military veterans.

Manage and implement sales and sales strategy for SBA lending at the national level for Key Bank. Key Bank is the #9 largest SBA lender in the country with 19 SBA specialist from Maine to Alaska that help small businesses obtain capital to help grow their businesses using government programs. Key Bank was regognized as the 2012 Large 7(a) lender of the year.

Managed a team of six Business Banking specialist and two support staff. Market focus was calling on and managing businesses in the 3MM to 20MM in sales. The teams succeed in growing profitability and hitting targeted goals during the rescission.

Managed all SBA origination and closing for NE Ohio to include Greater Cleveland, Akron and Youngstown markets.

Commercial Real estate lending to Businesses. Loan sizes from $500,000 - $3,000,000. Attended GE Small Business University and certified Green Belt certificate.