I am a management consultant and corporate trainer focusing on finance and banking. This is backed by more than 25 years experience in the financial service industry, with extensive exposure to executive Credit Lending positions in Business and Corporate Banking, as well as Private Banking. I have also served as Risk Director in Africa. I am a firm believer in life-long learning and continuous skills and knowledge enhancement. Besides four post-graduate Masters degrees (which includes a MBA), I have also recently successfully completed a Masters in Development Finance at the University of Stellenbosch Graduate School of Business. I also have a Masters in Applied Ethics for Professionals from WITS.I hold a CAIB (SA) diploma, as well as a PB (SA) which is a NQF 7 (Professional Banker) qualification from the Institute of Bankers, as well a Post Graduate Diploma in Advanced Banking from University of Johannesburg. I am a Certified Company Director, and also a Fellow of the Institute of Directors in South Africa. I have recently been elected to the position of Executive Director of the Institute of Bankers in South Africa. My current position is, Principal / Head: Customer Credit & Risk Interlock Barclays .