John Ray

John Ray Email and Phone Number

Founder and Principal @ Fortify Consulting LLC
Spring Hill, TN, US
John Ray's Location
Spring Hill, Tennessee, United States, United States
About John Ray

I help lending and financial institutions reduce fraud losses and increase profitability by optimizing fraud strategies, easing customer friction, and reducing operations expenses. Many companies struggle with identifying fraud, much less how to effectively manage it. Most of these companies already have answers awaiting in data that they are not using. My experience has been that fraud is not the reason most companies go into business, but becomes a necessity after losses, defaults, and chargebacks start to occur. At this point, fraud management practices are typically propped up with other risk management processes without consideration of how much fraud management touches every facet of the company. Don't hamstring your fraud prevention efforts!About me:Analytics leader with proven track record of product/solution design and delivery, stakeholder management, and team development. Identity and Fraud analytics has given me a passion for solving tough, rare, and expensive problems. Enabled revenue in excess of $200M annually, driven $10M+ in new revenue over last three years, developed multiple analytics capabilities, and deliver vision/strategy for multiple years of growth.

John Ray's Current Company Details
Fortify Consulting LLC

Fortify Consulting Llc

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Founder and Principal
Spring Hill, TN, US
John Ray Work Experience Details
  • Fortify Consulting Llc
    Founder And Principal
    Fortify Consulting Llc
    Spring Hill, Tn, Us
  • Draftkings Inc.
    Director, Risk Analytics
    Draftkings Inc. May 2022 - Present
    Boston, Massachusetts, Us
    Built out 4 risk analytics teams - Fraud, Money Laundering, Compliance, and Responsible Gaming to support operations team members and work with product and engineering to deliver data driven solutions for risk management.Some of my top accomplishments:Directly supported unlocking over $100M in net new revenues through better risk management practices. By bringing clarity, experience, and execution to the team, I was able to drastically reduce customer friction within the first year.Guided the first successful real time fraud predictive model to deployment and usage. I have a history of advanced modeling in the fraud space, and DK was no different. The DS team executed well from the design I provided, and I was able to champion the usage in the middle of a particularly difficult attack.Developed strategy and framework to shift DK's risk management from vastly reactive and limited in tooling to a more balanced, proactive, and dynamic approach. This has enabled rapid progress while ensuring transparency and governance, keeping regulatory agencies happy and good customers playing.
  • Fortify Consulting Llc
    Founder And Principal
    Fortify Consulting Llc Jun 2020 - Present
    Atlanta, Georgia, Us
    Founder and Principal at Fortify Consulting LLC. Fortify's mission is to assist small to medium sized businesses better manage their fraud losses and defenses. Whether that means an enterprise wide overhaul or a one off project in need of fraud and analytics subject matter expertise, Fortify is ready to help defend your business.
  • Fleetcor
    Director, Fraud
    Fleetcor Apr 2021 - May 2022
    Atlanta, Georgia, Us
  • Greensky®
    Vice President, Risk Management
    Greensky® Jul 2019 - Jun 2020
    Atlanta, Georgia, Us
    Leading transformational change in fraud strategy, I have championed and designed the move to real time, scalable, and optimized fraud risk prevention.Oversee $500M per month in credit applications, responsible for fraud detection for each dollar.Support fraud and credit operations teams in assessing various risks during manual review.Collaborate with product development in order to deliver best in class solutions that add value to our merchants and end consumers.Partner with IT in assessing capabilities, strengths, and weaknesses in order to keep the business constantly moving forward and iterating on new ideas.Assess, protect, and monitor agains Consumer, Transaction, and Merchant Risk while ensuring business vertical growth.
  • Equifax
    Senior Director, Identity And Fraud Analytics
    Equifax Jun 2013 - Jul 2019
    Atlanta, Ga, Us
    Responsible for leading a team of Statisticians and Data Scientists in Identity and Fraud Analytics. Successfully launched new Analytics Platform through multi-team collaboration.Built several analytics capabilities from ground up.Drove platform development through vision of longterm success and growth.Reinvented ID/Fraud Capabilities.Projects include predictive modeling, clustering and pattern analysis, credit optimization, sample design analysis, and identity resolution. Software use includes SAS, Angoss, R, Hive, Impala, and Tableau. Solution development experience ranges from initial client discussions/presentations, to model development, custom strategy tuning, legal/compliance reviews, and results/insights presentations to internal and external stakeholders.
  • Nci, Inc.
    Statistician
    Nci, Inc. Oct 2012 - Jun 2013
    Reston, Va, Us
    Zone Program Integrity Contract Statistician to identify Medicare Fraud, Waste, and Abuse. Statistical Analysis using SAS software to perform data mining, as well as reporting and interpretation. Skills/duties include:Statistical expert witness for Administrative Law HearingsSampling and extrapolationMedicare Claims analysisSimulation and interpretationSAS programming, including macros and graphics
  • Nci, Inc.
    Team Lead Statistician
    Nci, Inc. Mar 2010 - Oct 2012
    Reston, Va, Us
    Medicaid Integrity Contract Statistician to identify Medicaid Fraud, Waste,and Abuse. Responsibilities include overseeing the development and delivery of analyticalprojects while implementing new methods of statistical analysis. Skills/duties include:Statistical analysis and interpretationCoordination of efforts from individuals with mathematics, healthcare,programming, and statistical analysis backgroundsProject developmentSAS programmingQuality assure SAS code and reportsTrain/mentor new employeesPresent findings to internal and external stakeholdersMaintain knowledge of several Medicaid programs
  • University Of Alabama Business School
    Graduate Assistant
    University Of Alabama Business School Aug 2008 - Dec 2009
    Duties include facilitating the transition of faculty records to onlineservers, creating annual reports and performing data mining for the Manderson GraduateSchool using SAS software and Minitab. Skills/duties include:Statistical modelingSAS programmingReport writingPredicted enrollment levels for the Business School for performance evaluations
  • University Of Alabama At Birmingham
    Analyst
    University Of Alabama At Birmingham Dec 2007 - Aug 2008
    Birmingham, Al, Us
    Duties include database building/cleaning and data analysis using SAS Software.Projects include CARDIA and DPBRN. Skills/duties include:Statistical modeling - Predict survey responses associated with higher chances of smoking cessationData analysisSAS programming
  • University Of Alabama
    Statistics Tutor
    University Of Alabama Aug 2007 - May 2008
    Tuscaloosa, Al, Us
    Statistics Tutor and Proctor - Duties include tutoring students and grading tests.

John Ray Education Details

  • The University Of Alabama
    The University Of Alabama
    Applied Statistics
  • The University Of Alabama
    The University Of Alabama
    Quantitative Finance

Frequently Asked Questions about John Ray

What company does John Ray work for?

John Ray works for Fortify Consulting Llc

What is John Ray's role at the current company?

John Ray's current role is Founder and Principal.

What schools did John Ray attend?

John Ray attended The University Of Alabama, The University Of Alabama.

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