I am John Talbott. I founded Pacific Capital Loans, an investment firm that specializes in the financing of small businesses and entrepreneurs.I graduated from University of New York with a master's degree in banking and accounting, after which I worked as a senior accountant at Wales Fargo for years. During this time I opened up dozens of financial institutions all over the US, bringing together my love for business with my passion for finance.Nowadays, you can find me running Pacific Capital Loans or reading about the world's economy on Bloomberg Markets Magazine online.