The latest news in FinTech brought to you with insight and wit by our panel of finance and tech pros. We look at all aspects of FinTech developments in payments, capital markets, blockchain, lending and more. we discuss new developments and what they mean for you.

Led coordinated effort across all business lines, risk types and reporting functions to identify and report on enterprise current and emerging risks and overall assessmentsImplemented risk reports leveraging text mining and machine learning with the data science team to detect emerging keywords, sentiment analysis and compliance trendsEditor of internal Corporate Risk daily news email for 400+ risk professionals focused on the latest compliance, reputation, economic, operational and competitive risk developments

Created policies and procedures for integrating risk identification efforts into an enterprise viewResearch and resolution of enterprise risk inquiries from the Federal Reserve, OCC, FDIC and CRO

Enterprise Basel reporting of risk-weighted asset, risk based capital ratios and variance analysis for management review and approval for quarterly SEC and regulatory requirementsAccomplishments:- Improved documentation of capital reporting, tracking, and decision making- Created several ad hoc reports and analyses to meet regulatory and management requests

A family of mobile apps to prep for the CFA, CPA, CFP and FINRA exams. Clearly articulates difficult accounting and financial concepts to make them accessible to a broad audienceAccomplishments:- Project manager for a team of graphic designers and software programmers from different countries to develop new mobile software
and training materials- Created hundreds of formula examples, explanations of accounting principles, economics graphs and finance model descriptions

Financial reporting for a $40 billion commercial real estate lending division. Responsible for accuracy of yield, fee income, interest rate, cross-sell and expense reporting as well as raising potential risks to relationship managersAccomplishments:- Initiated a process to automate data feeds which saved hours of manual entry each month for several employees
 and reduced to potential for errors- Combined MS Access, macros, Essbase and SQL to automate reconciliation between reporting systems saving hundreds of hours of work a year- Resolved transfer pricing issues arising from cross-sales between divisions- Reorganized reporting on Hyperion Essbase system to reflect a restructure of departments within the Commercial Real Estate division- Coordinated with Accounting team to resolve entry issues, prepare audit materials and update forecasts

Managed team of 6 responsible for fixed income and liquidity portfolio trading support. Maintained updated MBS factors, interest rate resets and fixed income payments for commercial paper, mortgage bonds, treasuries and other security types. Identified and resolved trading, settlement and cash issuesAccomplishments:- Improved reconciliation and trade processes by evaluating each step and focusing on vulnerable areas- Provided opportunities for team members to advance, obtain certifications and take leadership roles- Explained complex securities and accounting issues to clients and their auditors- Maintained PAM investment portfolio system to properly reflect compliance with GIPS- Coordinated transfers of client assets into and out of the portfolio and trading systems- Researched prepayments, calls, sinking funds and other issues on Bloomberg

Responsible for GAAP portfolio accounting including compliance with FAS115, FAS133 and FAS91. SEC reporting, footnotes and disclosures (10-K, 10-Q) for investment portfolio, hedging activity and warrant portfolios. Calculation of risk-based capital ratios and off balance sheet reporting for the Call reportAccomplishments:- Implemented ALM software for a commercial bank including in-depth analysis of deposit, securities and loan portfolio risks. Reporting and discussion with ALCO and Interest Rate Risk Committee- Developed simulation models of assets with optionality including swaps, MBS and deposit portfolios- Yield and income reports for a $2 billion fixed income portfolio consisting of CMOs, MBS, ABS, treasuries and commercial paper- Accounting and reconciliation for transactions between bank holding company and subsidiaries- Worked closely with state, federal, internal and financial auditors on PBC schedules and successfully resolving potential issues

Created revenue models for management planning and private placement memorandums for a start-up focused on private investment transactions. Trained and supervised staff in AP, payroll and accounting functionsAccomplishments:- Setup and maintained accounting system on Quickbooks and capitalization on CapMan equity software- Studied accounting implications of potential new products and business models including deferred payments, software development and investment services- Updated business plan models for changes in investor priorities, new businesses and cash projections

Managed department of 7 responsible for financial reporting using Oracle Applications as well as design and customization of Oracle FSG reports. Initiated 10-K and 10-Q filings for newly public company including footnote disclosures, preparation of relevant financial data and discussion of applicable GAAP pronouncementsAccomplishments:- Hired and trained accounting team in preparation for IPO, new product lines and potential audit issues- Coordinated with auditors, senior management, investment bank and accounting team in preparation for IPO filing and maintained availability at all hours- Provided quick and accurate responses to queries from the SEC regarding S-1 statement- Created initial reporting, control systems and accounting structure for rapidly expanding public company

Coordinated financial operations for subsidiaries in California, New York and Puerto Rico for consolidated reporting and treasury functions. Managed financial audit with PriceWaterhouseCoopers including implementation of SOP 97-2.Accomplishments:- Researched accounting pronouncements to support financial treatment of subscription and retail software business model- Prepared financial statements for presentation to the quarterly Board of Directors meeting- Worked closely with CEO and investors on income forecasts and cash projections