Senior executive with over twenty years of experience directing resources to achieve consistently superior results at acceptable levels of risk. Considerable expertise in marketing, creating business-to-business relationships, developing new products and risk management. Recognized as an effective leader with ability to communicate a strategic direction and create a climate for enthusiastic team involvement and support.Marketing• Proven history of building high performance products by effectively managing credit risk and interest margins, as well as developing marketing plans and business to business relationships. • Recruited and developed a team of committed, talented and motivated consultants who consistently performed at high levels. • Provided depth of broad industry knowledge to deliver growth and positioning for financial institutions.• Consistently achieved annual growth rate of 25% or greater in revenue for each of the last three years.Risk Management • Developed policies to manage both regulatory and operational risks. • Successfully managed credit risk through the development and use of a sound credit policy, the review of portfolio performance data and the implementation of a very disciplined process.• Promoted best business practices for marketing and sales of products and services.• Identified problem loan asset issues and implemented strategies for improvement.New Product • Partnered with other senior officers at our clients to develop long term strategic plans for the institution.• Responsible for the development of new loan products and services, that generated millions in loan volume, over and revenue. • Created business plans to execute long term strategy for products and services, then effectively communicated strategy throughout all levels of the institution with a focus on creating shareholder and client value.• Created new deal structure that facilitated the launch of the corporation’s first loan program.Specialties: Considerable expertise in marketing, creating business-to-business relationships, developing new products and risk management. Recognized as an effective leader with ability to communicate a strategic direction and create a climate for enthusiastic team involvement and support.