John Ward is a Financial Advisor with Albany Bank & Trust. His focus is on high-net-worth clients who want assistance in the management of the growth, maintenance, and distribution of their personal wealth. In addition to asset management, he incorporates wealth planning in important areas such as tax minimization strategies, estate planning strategies and insurance in order to improve efficiencies and accelerate the process of achieving a client's financial goals. *Albany Bank & Trust does not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.