Retirementsavings dot us is a one-stop Facebook page filled with articles, videos, podcasts and other information about retirement planning/saving/ investing and strategies written by experts in their respective fields.

SafeGuard Guaranty was an insurance product development company aiming to transform the retirement savings industry from the inside out. We developed and marketed the first marriage/divorce insurance policy. Unfortunately, the insurance industry changed two laws that regulated us out of business.

Cash Balance Advisors is an advisor-owned company with a strong network of actuaries, attorneys, CPAs, third-party administrators, and other financial professionals. We are a national company, with locations coast to coast, that helps business owners develop custom cash balance plans for retirement, which our higher-income clients often use to supplement 401(k) profit-sharing plans and accelerate retirement savings for themselves and their employees.We work primarily with small business owners with high-earning employees, family-owned businesses and especially professional practices, helping them to save more for retirement while generating substantial tax savings along the way (often hundreds of thousands of dollars per year).

Whether you're thinking about buying Life insurance for the first time, or replacing an old "lump sum at death" term policy with a newer, more comprehensive policy that provides the protection of a death benefit, growing cash value AND living benefits as well, or strategically structuring Life insurance to both protect and grow your wealth and leave a tax free legacy for your family, and/or to create a guaranteed stream of income in your retirement that you'll never outlive, we should talk.