I have had a 35 year career as a management consultant and business leader, including 24 years as a Managing Partner at PwC and IBM. During that time I have consulted to a wide range of organisations in many industries but have particularly worked in financial services. As a consultant, I have worked across all dimensions of banking including retail, business banking and capital markets. While my primary discipline is in the area of finance and accounting, I have also led major projects focusing on business strategy, supply chain, human resources and complex systems implementation. I have also had wide experience on a large number of governance boards, sub-committees, executive/leadership committees and steering committees.I have worked in Europe, USA, Australia and many parts of Asia Pacific and lived for extended periods in Singapore, Indonesia and the UK.I now work as a director and advisor to a number of Fintech start ups, and advise several not for profits.