John Balafoutas Email & Phone Number

Washington, District Of Columbia, United States

Pittsburgh, Pennsylvania, United States

Pittsburgh, Pennsylvania, United States

Greater Pittsburgh Area

• Strengthen leadership skills by serving as a role model for 22 first-year students pursuing a career in business
• Advise focused first-year students on academic majors, possible career paths, and positive habit cultivation
• Engage in active training sessions to identify and resolve social conflicts through arbitrated solutions

• Perform financial analysis of current and prospective investment firms based upon historical data
• Conduct reconciliation reports of all major accounts with the University of Pittsburgh to ensure accurate reporting
• Consult with management on how to implement internal controls to minimize errors and maximize firm efficiency

Baltimore, Maryland, United States

• Analyze macroeconomic outlook, management guidance, and financial estimates for projecting key performance metrics
• Run sensitivity analysis for company inputs attributing to underlying profitability and cash flow performance
• Assist Commercial and Corporate Relationship Managers with customer analysis, local market prospect research, communityoutreach initiatives, and internal team projects
• Present company-specific due diligence research and industry forecasts supporting underwriting recommendation for clients
• Collaborate with a team of five interns across the bank to prospect, structure, and pitch a credit offering to a potential client

Pittsburgh, Pennsylvania, United States

• Selected to participate in a student-run investment portfolio utilizing outside funding for real investments
• Managed a $1M fund through team collaboration and equity research given current market conditions
• Presented investment recommendations to fellow fund managers and University Investment Committee

North Sydney, New South Wales, Australia

• Developed cultural intelligence (CQ) by working in a diverse team environment and adapting to a new working culture
• Forecasted potential hardships of international corporations through the analysis of capital structure allocation
• Evaluated company responses to the COVID-19 pandemic and performed a SWOT analysis to aid in the reopening of business

• Analyzed macroeconomic outlook, management’s guidance, and the consensus analyst estimates for projecting key metrics
• Completed the virtual intern program curriculum which covers the fundamentals of financial modeling and data analysis
• Built an earnings forecast for Facebook Inc (NASDAQ:FB) using a dynamic earnings model

Mechanicsburg, Pennsylvania

• Amended financial allocation of client’s capital based upon market fluctuation and quarterly statements
• Coordinated with financial advisors to match the client’s financial goals with proper allocation of investment
• Developed streamlined Excel data formats which improved firm understanding and team-working abilities

Mechanicsburg, Pennsylvania

• Performed comparable companies analysis to identify areas of overexposure within the consumer lending group
• Utilized PowerPoint to create pitch books for potential clients and special promotions
• Implemented new methods of data evaluation to eliminate wasted time, saving four days of employee labor
• Conducted due diligence for loan approval through the analysis of client information and creditworthiness

Hershey, PA

• Processed and reviewed individual transactions for customers
• Guided and taught five ESL international workers
• Handled and processed an average of $10,000 through face to face client interaction
• Implemented a new process to shorten restocking time for products on the restaurant floor

Finance, Accounting, And Business Information Systems, Junior, 3.95/4.0

Activities and Societies: Activities and Societies: Alpha Kappa Psi Professional Business Fraternity, Residence Life, Incline Consulting.

Global Business Institute

High School Diploma, Business/Commerce, General, Graduated

Activities and Societies: National Honor Society, Future Business Leaders of America, National Society of High School Scholars