John Campbell Email & Phone Number

Wealth advisors considering a premium-financed life insurance strategy for their high-net-worth clients need an experienced banking partner they can trust.As a premium finance specialist, I’ve seen too many advisors mistake premium finance as a commodity, which it is not. They compare lenders based on interest rate alone, rather than knowledge and experience—which are the criteria that matter most when evaluating a highly specialized loan. Enterprise Bank & Trust has been a leader in custom premium finance solutions since 2005, facilitating over $2.5B in life insurance coverage to date. High-net-worth families, foreign nationals and corporate-affiliated groups have successfully used this coverage for estate liquidity, multi-generational planning, supplemental retirement income and key-man/buy sell coverage.Our experience and flexibility in originating and servicing complex premium finance loans give wealth advisors the edge they need to bring sophisticated deals to the table.PEACE OF MIND FOR YOU AND YOUR CLIENTSMy role in leading Enterprise Bank’s Premium Finance team is to bestow peace of mind to advisors and clients alike. I am 100% committed to upholding my team's reputation as the most responsive and flexible lending partner for highly specialized premium financed loans.My team works exclusively with advisors whose clients have a minimum net worth of $10M and a need to finance at least $500,000 in annual premium. We are the rare bank that offers custom financing solutions and a dedicated team that is familiar with every detail throughout the life of the loan. With no requirement to establish an assets under management (AUM) relationship, we do not disrupt any of the client’s existing advisor relationships.WEALTH ADVISORS CHOOSE ENTERPRISE BANK PREMIUM FINANCE FOR: TRUE LOAN COMMITMENT- Straightforward documentation with no hidden clauses or call provisions- Multi-year commitment with no re-qualification during the loan term- No pre-payment penaltySIMPLIFIED PROCESS- No formal application necessary to begin- Quick turnaround for term sheets with receipt of carrier illustration and client’s personal financial statement- Annual premiums funded with a one-page disbursement agreementNO SURPRISES- Total Transparency- No personal guarantees- Straightforward credit underwriting and timely approval processRemember that value means more than interest rate alone—especially to the high-net-worth client. To discuss premium finance solutions tailored to your specifications, email me directly at jcampbell@enterprisebank.com.

Listed skills include Commercial Banking, Credit, Finance, Commercial Lending, and 12 others.