John Caro, Cic, Csrm Email & Phone Number

Lafayette, LA

Lafayette, Louisiana Area

Working primarily with medium to large sized companies and government entities to better their risk management and loss control practices by developing proactive strategies and solutions to help mitigate insurance losses. Part of this value-added process includes placing well structured Property and Casualty Insurance including Workers Compensation.

Greater New Orleans Area; Dallas, TX; Lafayette, LA

Sale of Life and Health insurance products to individuals and businesses.

Lafayette, Louisiana Area

• Brought in to manage and “turn around” an underperforming DNA testing company
• Slashed overhead by 70% as a result of streamlining staff, re-negotiating contracts, and eliminating redundancies and wasteful spending
• Revamped franchise business model and implemented a new, proven model focused around e-commerce, social media, and a neighborhood presence which had an immediate positive impact on the Corporate “bottom line” by.
• Revamped franchise business model and implemented a new, proven model focused around e-commerce, social media, and a neighborhood presence which had an immediate positive impact on the Corporate “bottom line” by.
• Restructured and managed all accounting functions of the corporation including payroll, accounts payable and receivable, budgeting, forecasting, strategic planning, receivables financing, financial statement.
• Wrote and implemented standard operating procedures for all areas of the company and wrote copy for all corporate websites.

Lafayette, Louisiana Area

• Started new banking division, at the direction of the CEO, specializing in lending and consulting for new business startups and first level expansion
• Lending authority of $750K for SBA guaranteed loans, $150K for secured loans and $10K for unsecured loans
• Assisted Branch Managers with driving business loans by training them to develop strong, lasting and profitable business relationships
• Made prospecting calls to potential clients with Branch Managers throughout… Show more
• Made prospecting calls to potential clients with Branch Managers throughout Acadiana and Baton Rouge
• Within two years developed a portfolio of $4 million in loans with an average loan size of $25,000

• Managed day to day operations of the National Headquarters (Main Office) Branch.
• With the help of my team, increased the branch’s net profit to the bank by 200% by analyzing sales patterns prior to my arrival and discovering lending opportunities that had previously been missed.
• Created a new “vendor loan” program with local area retail stores which resulted in a new revenue stream for the bank.
• Managed the Bank’s Central Vault and implemented new procedures to… Show more
• Managed the Bank’s Central Vault and implemented new procedures to reduce the amount of money on hand while continuing to sufficiently support the branch network which led to increased profits for the bank.
• Regularly asked to participate in high level meetings with the executive team to get my input and assignments on projects that affected the Main Office.

Lafayette, Louisiana Area

• With my team, increased branch asset size from $39 million to $54 million dollars by focusing on loan production.
• Developed and cross trained team to look for clues for needs that customers had.
• Led branch turnaround and removal from corporate branch closure list.
• Implemented branch wide mentoring program which enhanced cross-sell ratios which led to increased sales volumes.

Dallas/Fort Worth Area

• Maintained strong sales and high customer service standards.
• Turned around men’s clothing line that was slated for possible removal from store by working closely with buyers and vendor to determine what styles and patterns to buy that would sell in my store which resulted in.

Dallas/Fort Worth Area

Managed and led a team of 7 partners in the wholesale marketing of Life, Health and Employee Benefit insurance products to a nationwide agent base of approximately 10,000 agents.

Dallas/Fort Worth Area

Worked with an agent base of approximately 500, assisting them in marketing employee benefits products and programs to their clients.

Doctor Of Arts, Insurance & Risk Management

Current Doctoral Candidate

Mba, Business Administration, 3.66

3.66 GPA while working full time and attending school full time

Diploma, Banking

Bachelor'S Degree, Finance

Activities and Societies: Pride of Acadiana Marching Band, Symphonic Band

Business Administration

High School, High School/Secondary Diplomas And Certificates

Activities and Societies: Marching Band, Symphonic Band