I have 24 years of working experience with approx 3+ years in external audit, and approx 20+ years in Banking. I covered various areas of Anti-Money Laundering / Counter Financing of Terrorism and Anti-Bribery and Corruption. I worked for 2 global banks and 1 regional bank. I covered AML review, Compliance Training, Policy Advisory, Policy Operations, etc. Ialso have experience reviewing transactions, monitoring alerts, submission of STRs, etc.Now, in my current role, I specialise in conducting classes and teaching bankers (new joiners, juniors, seniors) mainly in the areas of AML/CFT, Proliferation Financing, Anti-Bribery and Corruption, some Regulatory Compliance matters, accounting basics, financial analysis, etc.I am a current certified member of Association of Certified AML Specialists (ACAMS), hold an Advanced Cert and Diploma in AML/CFT under the International Compliance Association and AICB.I am a former certified member of the Association of Chartered Certified Accountants (ACCA) and a holder of a BSc Accounting & Finance (Hons) with the University of London (ext).I have also achieved Distinguished Toastmaster (DTM) level from Toastmasters International since 2012.I am a certified trainer with the HRD Corp.

Manages 11 staff looking after:1. AML/CFT Policy and Sanctions Advisory (6 staff)- Preparation and implementation of AML/CFT/Sanctions policies and procedures- Providing advisory to frontliners from all business segments- Enabling business segments by helping them navigate complex regulatory requirements while protecting the bank from compliance and AML/CFT/Sanctions risk2. High Risk customer reviews and special projects (3 staff)- facilitating bankwide projects in strengthening processes and increasing staff awareness- help manage AML/CFT risk by leading projects to better understand and manage CDD issues bankwide3. Compliance Training (2 staff)- providing up to date, relevant and engaging learning sessions for Business Compliance Officers and Regulatory Assurance function staff throughout the year

Manages one staff and partners with her in:a. Delivering quarterly AML/CFT and Compliance training sessions to Regulatory Assurance Function and AML representativesb. Delivering quarterly AML/CFT and Compliance training sessions to Transaction Surveillance unitc. Preparing a monthly AML/CFT Digest (newsletter circulated to UOB Malaysia)d. Preparing a weekly briefing material on AML/CFT matters for frontline usagee. Coordinating annual AML/CFT training for Senior Managementf. Working with Learning Centre and 3rd party vendor in reviewing material and implementing bank wide annual refresher e-learning program on AML/CFT (plus monitoring, tracking and reporting to senior management)g. Providing adhoc training sessions to specific units throughout the year based on audit requirements or department request:i. Trade Receivables Operations Centreii. Branches

1. Managed a team of 5 AML Compliance Auditors whose roles include performing review and testing procedures on Branches, Business Units and Support Units of the local banking entity2. Performed AML / CFT Risk Assessments for the local banking entity, Business/Support Units and Branches to understand risk areas and prioritise reviews based on results achieved3. Managed an AML Trainer whom prepares training material for AML/CFT related areas such as Transaction Monitoring and Reporting, New Joiners material, and Self Study refresher materials4. Accredited In-House Trainer by Global Learning Solutions for the following programs: a. Developing an Integrity Driven Organisational Culture; b. Building Customer Trust through Effective Gatekeeping.5. Secretariat for the monthly AML Committee6. Accredited In-House Trainer for Living our Values (1/2 day program) and People Managers' Workshop (1 day program)7. Standing member of AML/CFT Education Advisory Committee (EAC) 8. Accredited In House Trainer by PIDM

Provides:- Customer Due Diligence (CDD) advisory to all staff of the Consumer Banking (CB) business- Staff training on AML/CDD matters across CB Business- Principal AML/CFT Trainer for New Joiners (Frontline and Middle Management)- Principal AML/CFT Trainer for CB Enhanced Due Diligence (EDD) Approvers- Principal AML/CFT Trainer for Consumer Banking wide SME Frontline - Reviews Suspicious Activity Reports (SAR) prior to submission- Reviews on-boarding of higher risk customers, including PEPs- Advises SME business on complex structures, unwrapping issues, identification of beneficial owners etc- Advises CB Frontline channels from Branch Banking, Direct Sales Teams, Wealth Management and Priority Banking teams, SME channels on customer on boarding and AML risk analysis reviews- Advises CB Product development on AML/CFT risks and issues prior to development and launch of new product offerings- (3 months: Jan-March 2013) Assisted Financial Crime Risk (FCR) department in reviewing Suspicious Activity Reports prior to submission, Watch list hits and customer reviews

Managed and supervised 4 Toastmasters Clubs in Area W5, working closely with the Presidents, VP Educations and VP Memberships of the 4 clubs to assist/motivate their club members in achieving their goals (Distinguished Club Programmes)Worked closely with Division W Council members in helping them meet their goals in achieving Division targets and goals

AML Policy DraftingKYC and Account Opening AdvisoryDevelopment of AML/CFT Training MaterialPrincipal Trainer in AML/CFT across Malaysian officeReviewing on-boarding process of higher risk customers, including PEPsVarious Projects' Team member on implementation of AML controls across bank network and systems2nd Level review of transaction alerts and submission of Suspicious Transaction Reports

VP Membership (2007/2008)President (2008/2009)Immediate Past President (2009/2010)Treasurer (2010/2011)

Operational Risk Management for Mortgages DivisionAML/CFT for Mortgages Division + STR Reporting

Audit Senior for Prudential Assurance Malaysia BhdOther engagements include:-- Mitsui Sumitomo Insurance- MPI Group of companies- Construction companies- Manufacturing firmsSenior - Assurance Based Audit Services (ABAS) department

3 months temporary employment with the Mortgages division of AIA Malaysia. Assisted the staff in administrative staff as well as checking mortgage loan documentation and interest calculations. Involved in a remediation project to update documentation and calculations.

3 months temporary employment with Consumer Banking Human Resources department. Assisting the HR Manager and function in administrative tasks such as arranging for interviews for candidates, liaising with candidates on obtaining complete documentation, filling up forms, etc.

3 months temporary role in Consumer Banking Training department, assisting the Training Manager and Training function in administrative work, preparation of training materials, training venue, stationeries, arranging food and beverages and accommodation for participants, etc