As president of Heritage Wealth Managers (www.heritagewealthmgrs.com), John Czajkowski is a highly experienced, results-driven, Certified Financial Planner™ specializing in retirement & legacy planning. As the creator of Lifestyle Planning: The 3D Process, his focus is on Discovering, Designing, and Doing what will maximize his clients’ quality of life in retirement & create a legacy for their loved ones. As a native of the Midwest, John daily applies the values of hard-work & dependability (so well-recognized & respected in Midwesterners) to every advisory client found coast to coast. Passionate about helping others, John has taken an active role in his community as the former work projects coordinator & Board of Directors member of the Outreach for Nazareth Orphanage (www.OFNO.org) in Tecate, Mexico. John Czajkowski is a registered principal (branch manager) overseeing the careers & ethics of other financial advisors. He is also an investment advisor representative. He offers securities through Securities America, Inc., a registered broker/dealer & member of FINRA (www.FINRA.org) / SIPC (www.SIPC.org). Advisory services are offered through Securities America Advisors, Inc. His firm, Heritage Wealth Managers, & Securities America are unaffiliated companies. He is securities licensed in AZ, CA, CO, CT, FL, HI, IL, IN, MD, MN, MO, NJ, NV, NY, OH, OR, TN, TX, WA, & WI. John has branch office locations at 73-1438 Kukuna St. Kailua-Kona, HI 96740, 332 Cantle Lane, Encinitas, CA 92024 & 1546 W. Tombstone Trail, Phoenix, AZ 85085.