John Bovill Email & Phone Number

New York, United States

New York, United States

New York, New York, United States

Long Island City, Ny

• Underwrite new and renewal business by reviewing and analyzing applications, financials, loss history, and all other pertinent info.• Demonstrate technical knowledge of relevant underwriting concepts, practices, procedures and techniques to include; coverage issues, multiple product lines, marketing, systems, and competition in the marketplace.• Follow up on quotes and bind with all pertinent information as required to complete the underwriting file.• Establish and maintain strong professional and personal relationships with the brokerage community to facilitate growth, with the goal of driving new business and maintaining profitable/critical renewals. • Coach junior underwriters to ensure the goals, guidelines, procedures, and culture of the company are adhered to.• Communicate opportunities to senior management and internal partners regarding industry trends, state regulations, claims issues, underwriting risk selection, fraud, and rate integrity.• Conduct on-going policy audits to confirm proper underwriting standards and workloads.• Attend networking events, trade shows and regulatory calls and hearings.

New York, Ny

• Acted as an integral part of Allstate’s business model to consult with Allstate agencies by increasing sales, generating profitable premium growth and upping market share in the Financial Services and Property and Casualty areas.• Appointed and managed Allstate agency owners who fit as trusted advisors and controlled the full equity stake in a multi-line insurance and financial services agency.

Brooklyn, New York

• Grew American Transit Insurance Company (ATIC) into the leading for-hire commercial auto liability carrier in New York State insuring taxis, livery, black cars, fleets and transportation network companies like Uber and Lyft. Doubling premium.• Identify, assess, resolve, and/or escalate producer issues, concerns or challenges while coaching underwriters to ensure adherence to company guidelines.• Implemented the rollout of ACH and eCheck payments from brokers.• Exhibited at trade shows throughout New York & New Jersey and attended Uber’s 3-week renewal event as onsite underwriter.• Responsible for content and procurement of all advertising and promotional materials.

Greater New York City Area

• Credit underwriting policy expert (up to $10MM revenues) regarding cash flow analysis, pre-submission structuring and post-application appeals. Calculated debt service coverage ratio, collateral coverage, reviewed all commercial real estate applications and presented credit appeals to the standardized risk committee for exceptions.• Served as contact for all NY/NJ retail staff regarding Small Business Underwriting sales, policy and procedure.

Greater New York City Area

• 1000-client portfolio branch securing $1MM in credits and $10MM deposits in 1 year. Then transferred to a new branch expansion and doubling the business portfolio from 150 to 350 accounts in 1.5 years.• Increased assets under management from $25MM to $40MM during the same time period. Finally promoted to sole business banker of a large 700-client branch in one of the wealthiest areas of Manhattan. Exceeded sales goals and left a much healthier portfolio.

Greater New York City Area

Oversaw two retail branches and a portfolio of 300+ small business clients, increased assets under management 9% to over $65 million. Selected by two branch managers to develop and conduct presentations to all area consumer bankers on the use of customer profiling techniques to drive sales.Trained and motivated bankers, resulting in a significant increase in lead generation.

Greater New York City Area

Supported all aspects of home equity sales process and generated an average of 4 applications/day.Trained & coached branch staff including personal & small business bankers, tellers and platform employees on the processing and facilitation of home equity financing to individual clients.Coordinated and participated in trade shows and special events to market Chase home equity products.

Greater New York City Area

Responsible for the acquisition of new business to a targeted segment of the 0-10MM commercial segment. Sold small business and retail deposit, credit, leasing, merchant services, payroll and investment products.Top ten of 70 Sales Officers in 2002 and 2003- exceeded sales goals by 105% and 109%

B.S, Business Management

Education record