Protecting the things that matter to you - your home, your business, your family - deserves more than 15 minutes. As your local Farmers® agent in Lawrence, KS, I'm here to make you smarter about insurance and help you know what's right for you to insure your assets. I will get to know you personally and tailor options for your specific, individual needs. I have the knowledge and experience to help you better understand your coverage options--whether that's auto, home, life, renters, business insurance and more.Give me a call at (785) 434-3300 and I'll be happy to answer any questions you might have.

Head of Corporate Incentive Card group for Green Dot, which offered the READYperks Visa Incentive card (www.readyperks.com) for high response marketing campaigns and customer retention as well as ad-hoc corporate disbursement needs.• Served as General Manager of Corporate Incentive Card business unit.• Secured new clients for Corporate Incentive business as well as other areas of Green Dot as appropriate.

Head of Commercial Card group for AccountNow, which offered the READYperks Visa Incentive card (www.readyperks.com) for high response marketing campaigns and customer retention.• Served as General Manager of Corporate Incentive Card business unit.• Secured new clients for Corporate Incentive business as well as other areas of Green Dot as appropriate.

ReadyNow Mobile was a wholly owned subsidiary of AccountNow, Inc. focused on re-selling prepaid wireless services through it's web properties, PrepaidWireless.com and Babblebug.com.• GM of Prepaid Wireless ecommerce businesses acquired in January, 2014.• Lead integration of acquired assets including complete re-platforming to updated e-commerce platform with redesigned, mobile-optimized sites.• Provided direct leadership for company’s operations, marketing, customer service, and IT functions• Lead sale process for all ReadyNow Mobile assets and executed on sale of assets after AccountNow as acquired by Green Dot Corp.

National Consumer Credit Corp. was a wholly owned subsidiary focused on providing credit products to the AccountNow consumer segment.• General Management responsibilities including operations, marketing, underwriting, risk and overall P&L.• Created AccountNow’s first in-house loan product (NCCPowerloan.com) under a wholly owned subsidiary, National Consumer Credit Corporation.• Lead build-out of entire lending platform including marketing, originations, underwriting, servicing, and collections.• Management of operations and economics for lending programs including overall P&L responsibility.• Developed and managed direct marketing activities including development of marketing channels, processes and materials

Co-founded consumer finance firm providing prepaid debit cards under the brand READYdebit to under-banked consumers as well as corporate incentive cards under the brand READYperks. Helped grow company from inception to positive cash flow with annual revenue over $4MM including two rounds of capital raise from angel investors, venture capital and private equity firms.•Secretary, Chief Compliance Officer and member of Board of Directors through merger with AccountNow. •Responsible for selection of key partners and negotiating of agreements including card processor and issuing bank. •Responsible for implementation of card products including corporate incentive card (READYperks), payroll and consumer GPR card (READYdebit).•Responsible for BSA/AML and OFAC compliance including annual training and assessments of all staff•Performed all analysis of account performance and designed adjustments to product terms to achieve profitability.

New Product Development ManagerLeadership of 2 separate groups, New Product Development and Card Account Management. Responsible for creating value by generating, implementing and managing new ideas and improving existing products and processes. • Licensed Collection Agency Manager (including required testing in Tennessee, Michigan, Colorado and Idaho)• Manager of cross-functional team responsible for development of new liquidation strategies and products to facilitate debt collection• Built/recruited team of associates and developed progression plans for team members including career path and competency development. Insured appropriate “bench strength” allowing for associates to move to other groups without disruption.• Responsible for product ideation, development, marketing, call center support and overall economics of new products• Responsible for sourcing and management of 3rd party service providers. Coordinated with external and internal service providers on system development to meet custom requirements.• Principle developer/author of 3 business process and financial service product patents and coauthor on a 4th.• Developed and implemented Capital One’s first Prepaid Card (Visa) program. • In addition to credit recovery and marketing applications, program used to issue cards for The American Red Cross to deliver aid to victims of Hurricane Katrina• Implemented product testing method which decreased time-to-market for new products and allowed for higher volume of new product testing.• Manager of analyst team responsible for maximizing profitability of $350MM credit recovery card portfolio. Early Account Strategies• Increased payment rates and NPV per account by 20%• Decreased reported charge-offs by 40%• Maintained financial forecast for account management and acted as primary financial analyst for business reviews – provided updates to Sr. Management about performance of account management group