Board Director | Financial Expert | Qualified Risk Director® | Investment Committee | Risk Committee | Audit Committee | Finance Committee | Chief Risk Officer | Chief Credit Officer | Chief Audit Executive | Head of Capital Markets | University Instructor Extensive experience as a board director as well as a senior executive working with boards, including audit, finance, investment, risk and other committees as member and chair. Decades of senior management at financial institutions in both risk management and risk-taking roles. Experience working with a wide range of regulatory regimes and regulators.Embracing Emerson’s adage that life is a journey, John has sought to be at pivotal places at pivotal times. Working at/with some of the largest and most consequential financial institutions, John’s battle-tested background includes more than 35 years of risk and investment management at large commercial and government sponsored institutions with managed assets exceeding trillions of dollars. His global experience spans asset classes, market cycles, industries and geographies for consumer, commercial, counterparty, market and credit exposures for securities, real estate, options, whole loans, derivatives, guarantees and insurance.A frequent speaker at conferences, John was a featured presenter at Federal Reserve and American Securitization Forum (SIFMA) meetings, where he introduced techniques to quantify risk characteristics and expressed early (pre-GFC) warnings about the mortgage and real estate markets. In addition to his publications, John was the lead inventor for US-patented methods for managing risk and capital.Investment Management, Risk Management, Market Risk, Credit Risk, Investment Risk, Operational Risk, Cyber Risk / Cybersecurity, Capital Markets, Finance, Audit, Insurance, Risk Transfer, Securitization