John Ory Email & Phone Number

Tyler, Tx, Us

Jacksonville, Tx, Us

• Direct management oversight for Technology, Deposit Operations and Facilities and Security departments of the bank.• Responsible for understanding and complying with regulatory requirements for financial transactions, most specifically BSA as it relates to job specific functions.• Responsible for information security, BCP, Vendor Management, data processing, document imaging, network and server management, payment processes, document imaging, call center, facility construction and maintenance, physical security.• Assist in development, interpretation and implementation of policies and procedures.• Attracts, retains and leads a high performance management team.• Directs current initiatives to ensure bank records and customer information are protected and secure from potential fraud and cyber-attacks. • Directs staff in the identification, measurement and monitoring of external risks.• Develops current and long-range objectives.• Ensures areas of responsibility are operated within the annually prepared budget in a manner consistent with strategic and operational goals. • Develops plans and objectives to ensure the centralized operational and technology functions deliver a high standard of service, accurately and on time. • Directs current initiatives to ensure bank records and customer information are protected and secure from potential fraud and cyber-attacks. • Source and implement technologies that enhance the customer experience and improve internal efficiencies consistent with best practices. • Evaluates new developments to ensure the bank maintains current equipment and systems necessary to service the growing needs for both internal and external customers. • Maintains current knowledge of rules and regulations of supervisory agencies as they pertain to Technology and Deposit Operations. Ensures appropriate changes are made for continued adherence with audit, compliance and regulatory guidelines.

Jacksonville, Tx, Us

Midland, Texas, Us

Responsible for the day-to-day operation of major organizational components and for significant contribution to the formulation, development, recommendation, implementation, and administration of bank-wide policies and business goals. Directs the activities of subordinate's managers and represents the bank to regulatory agencies, other financial organizations, trade associations and others.Principal Responsibilities and Duties• Serves as a member of the bank's Executive Committee management team, and participates significantly in developing overall policies, programs, objectives, and goals.• Serves on and/or directs a number of operational and financial committees to ensure effective interface among bank divisions and that established policies, programs, objectives and goals are communicated.• Assumes administrative responsibility for all of the major operational functions, directing activities of subordinate officers and managers.• Specific responsibilities include bank's fixed assets, insurance coverage, integrity of the general ledger and Call Report, business continuity plan, retail banking operations, treasury functions, investment portfolio management, and information technology.• Reviews operating policies, procedures, objectives and goals for each areas of responsibility to ensure that they support bank-wide policies and objectives.• Reviews and extracts legislation and legal decisions affecting the bank and ensures compliance with all applicable regulations and statutes.• Reviews innovations in the banking industry and evaluates their practicality and effectiveness. Directs research into new products and/or concepts that could increase operating efficiency, profits, and/or market share.• Monitors the performance of subordinate areas of responsibility in attaining established business objectives.• Management's liaison with the audit function.

Dallas, Texas, Us

Responsible for risk management, compliance, marketing efforts, vendor management and BCP activities. Created warehouse lending policies, procedures, vendor selection, negotiation and implementation.

Us

Provided enterprise wide perspective on realistic operational execution of strategic initiatives. Oversight of day-to-day management of bank operations. Served on Loan, HR, Management, Marketing and Technology Committees. Directed supervision of marketing, private banking, retail banking, information technology, loan operations, agency services, wholesale mortgage, retail mortgage and administrative positions.Selected Contributions: Created agency services department responsible for income from inception to $2.5MM+/yr. Selected and implemented over 15 software applications contributing to efficiency ratios well above peer group. Formation and oversight of 35 person mortgage operation responsible for $675MM/yr. funding volume with $7.25MM net income per year. Established efficiencies through management style, IT implementation and process flow analysis that results in 4 FTE’s servicing a $625MM portfolio and executing over 200 wire transfers daily. Responsible for creating the process to close commercial RE loans in extremely short timeframes though vendor alignment, staff motivation, streamlining processes and IT implementation.  Managed 70% of bank employees. Responsible for vendor contract negotiations that resulted in over $250M savings in 2011.

Graduate, Banking

Mba, Business

Bba, Marketing