John has a wealth of experience providing tailored personal financial advice to individuals, SMSFs and other entities. John specialises in the following areas:Retirement Planning: Social Security, income streams and superannuation.Aged Care: Income streams, bond and aged care fee advice.Investments: Tax-effective investments, listed securities & derivatives, managed funds, structured investments and deposit products.Insurance: Personal and business needs, including Key person and Buy/sell arrangements.John works with his clients in managing their wealth to deliver appropriate levels of comfort in lifestyle, investment risk and longevity in retirement. John's strong network and knowledge of the industry, products and acute understanding of client's expectations, as well as his drive and ambition to stay at the forefront of advice in the industry makes him stand out from his peers. John is always aiming to maximise value for his clients in every facet of the advice relationship.