John Talbot Email & Phone Number

With over 20 years of experience in leading commercial credit risk teams and functions, I am a seasoned professional in the field of credit risk management. I currently head the credit and fraud risk at Mercantile Financial Technologies offering innovative lending solutions to small and medium-sized businesses.Throughout my career, I have overseen the development and implementation of credit risk policies, models, and strategies, ensuring regulatory compliance, profitability, and accuracy of credit decisions. I collaborate with senior executives, product managers, and key business partners to optimize the risk-reward trade-off and drive growth. Previously, I have held senior positions at Goldman Sachs and American Express, where I managed the small business credit and commercial credit review functions, respectively. I am passionate about delivering value to my stakeholders and solving complex problems.

Listed skills include Credit Risk, Financial Risk, Financial Analysis, Portfolio Management, and 46 others.