John Stenson Email & Phone Number

Minneapolis, MN, US

Paoli, Pennsylvania, US

Jacksonville, FL, US

Chesterfield, Missouri, US

• Reviewed, evaluated and priced moderately complex business by applying sound underwriting judgment and adhering to company policy and state regulations within established authority.
• Provided options for existing fully insured clients to enter the self-insured market that contributed to a profitable portfolio.
• Developed and maintain relationships with new and existing HMO clients for renewal retention and the overall profitability of assigned book of business.
• Assisted with improvements in underwriting practices, pricing and marketing strategies by providing feedback to upper level underwriting professionals/leadership to develop and enhance department process and procedures.
• Reviewed prospective clients with Rose clinical team to determine ongoing conditions.

Hamilton, New Jersey, US

• Responsible for the overall underwriting, pricing, risk analysis, and block management for Stop Loss and related products.
• Managed new and existing block of employer stop loss business of $25M.
• Served as the primary contact person for Lockton nationwide; managed an assigned portfolio of risk and achieved profitability targets for the business as measured by loss ratio.
• Established and maintained relationships with internal producers and customers to understand needs and sell products that responded to needs; implemented creative solutions for new and existing clients.
• Achieved 100% on quality audit ensuring to follow company processes and procedures.

New York, NY, US

• Reviewed claims, interpreted and compared contracts, dispersed reimbursement, and ensured all claims contained the required documentation to support the Stop Loss claim determination.
• Supported new and renewal block of $50M, at a loss ratio of 65%.
• Fostered strong partnerships with customers by providing information on new products and programs; communicated opportunities for continuous improvement and clarified and explained underwriting decisions to ensure.
• Provided appropriately priced specific and aggregate quotes for prospective stop loss clients.
• Maintained profitable business for new and existing clients.
• Exceeded ongoing metric measurements designed to continuously improve processes; contributed to recording and measurement of insurance risks to ensure accuracy and best practices.

Bloomington, Minnesota, US

• Identified and minimized risks by utilizing due diligence and applying sound judgment to escalate underwriting issues when necessary and recommended opportunities for a profitable portfolio.
• Worked with sales executives and sales management to achieve goals by analyzing risk in new group submissions.
• Used assigned rate models, prepared proposal requests for large sized medical, life, and disability risks.
• Analyzed monthly large claim reviews for the entire small group block and presented to Sr. management on a monthly basis.
• Participated on leadership committee to problem solve and streamline the small group monthly renewal process.
• Assisted in developing an automated claim review database.

US

Awarded site lead based on proven leadership, outstanding medical knowledge, and strong communication skills; communicated regional sales guidelines and expectations as the site lead to the company’s largest sales volume region; and developed relationships with key brokers through site visits.

Bachelor Of Arts (B.A.), Fitness Management

Associate Of Arts (A.A.), General Studies