John Trapasso Jr Email & Phone Number

Clayton, Nc, Us

Raleigh, North Carolina, Us

Raleigh, North Carolina, Us

John is a seasoned Real Estate Professional with 24+ years, He understands that buying or selling a home is more than just a transaction: it's a life-changing experience. That's why he's dedicated to providing exceptional, personalized service for ALL.

Covering Wake, Johnston, Lee, Harnett and Chatham Counties in North Carolina (basically this covers Raleigh, NC and the surrounding areas). If you are outside of this coverage area and anywhere in the United States, contact me as I will find a trusted advisor specifically for you and in the locations you require.

Raleigh, North Carolina, Us

Act as an intermediary in negotiations between buyers and sellers Promoting sales of properties through advertisements, open houses, and participation in multiple listing services Accompanying buyers during visits to and inspections of the property, advising them on the suitability and value of the homes they are visiting Prepare offers, handle contract negotiations and resolve issues to close sales in collaboration with attorney, loan officers, builders, other agents Conferring with attorney, lenders, loan officers, home inspectors, surveyors, and pest control to ensure that terms and conditions of purchase agreements are met before closing dates Coordinating property closings, overseeing the signing of documents and disbursement of funds Awards: NAR's e-PRO, P.S.A., C2EX, Smart Home Technology (2019 - 2020)

San Francisco, California, Us

Focused on the consultative sales process to proactively identify and meet the financial needs of customers Maintained focus on acquiring new customer accounts and deepening existing customer relationships through a variety of activities and consulting Constant updates on financial products, loan documentation, and business objectives for lending Evaluated, processed, and underwrote complicated consumer financing adhering to company and government guidelines Analyzed detailed financials, credit, and complex loan files for regulatory compliance and bank’s internal reviews Originated and reviewed loans made within the bank's policy and in compliance with governing laws and regulations Utilized marketing tools to proactively reach out to customers and set appointments for periodic financial reviews Established close working relationships with assigned business partners (mortgage, business banking officers, and investment executives), referring customers when appropriate to provide timely financial solutions Key Accomplishment: Top Personal Banker (2012 - 2014)

Us

Established professional relationships and personal rapport with prospective clients Gathered, documented and processed qualifying data while assessing the client’s needs Developed a financing solution and gained the client’s business through assumptive selling and benefit analysis Performed an initial underwrite of the loan to determine eligibility for approval Guided the client through full approval process from conditional approval to close Completed sales calls daily in order to gain new clients and maintain existing clientele Assisted the attorney, title, closing, and funding departments in completing real estate closing transactions Worked with realtors, builders, insurance agents, investment advisors, and their clients to originate mortgage loans that met their specific portfolio needs. Used Encompass software and D.U., D.O., and L.P. underwriting systems

Responsible for seeking and assisting consumers in need of mortgage loans on residential property Provided services to consumers who are purchasing/refinancing residential property and/or obtaining a second mortgage or home equity line of credit Originated 7 – 18 loans/units per month personally. Managed 7 employees (training, guiding, coaching). Delegated Underwriting authority for IndyMac, G.M.A.C., Citi, and Countrywide. Developed a financing solution and gained the client's business through assumptive selling and benefit analysis Guided borrowers in completing the loan application process, gathered the appropriate and necessary paperwork including bank statements, tax returns, and pay stubs to expedite the loan process Obtained and analyzed borrowers credit reports to discuss any action needed to guarantee a successful loan process Communicated with appraisers, attorneys, title company and underwriters during the loan process always keeping the borrower apprised of the loan status Assisted the Attorney, closing, and funding departments in completing real estate closing transactions Used CALYX and later Encompass mortgage software with DU, DO and LP underwriting systems Achievement Award exceeding $20 million Goal (2003 - 2009)

Us

Oversee a Sales lot with $1.75million of inventory. Sold Manufactured homes and managing up 20 employees