John Weinkowitz Email & Phone Number

Wilmington, De, Us

As COO of Veep Software, I lead business operations, driving both efficiency and long-term growth. Our SaaS platform empowers hourly workers with early wage access, reducing financial stress and boosting employee retention. Through a secure HR and payments network, we deliver seamless wage solutions that support workforce engagement and business success.Key areas of Responsibility:• Strategic Planning & Leadership• Revenue Management & Business Development• Operations & Cross-Functional Leadership• Financial Management & Process Optimization• Partnership Development & Stakeholder Engagement

London, Gb

Leveraging deep expertise in banking and payments, comprehensive modernization initiatives have been led to empower financial institutions and fintech startups to thrive in a rapidly evolving industry. By guiding core banking transformations, payment & technology platform modernization, and branch technology modernization, these organizations have been better equipped to meet strategic business goals. Through meticulous management of complex migrations and the alignment of architectural changes with overarching business strategies, operational efficiency and scalability have been driven. Tailored investment strategies have optimized business models, allowing mid-market financial institutions to achieve stronger market positioning and sustainable growth.• Banking and Payments Expertise• Modernization Leadership• Strategic Planning• Project Management• Product Roadmap Development• Digital Marketing• Marketing Technology• Market Research and Analysis• Business Case Development• Financial Modeling and Forecasting• Stakeholder Managmenet

Paddington, London, Gb

As General Manager and Vice President of Product at Finastra, leadership in global product strategy and platform modernization directly contributed to the company’s enhanced market competitiveness. By driving the adoption of Agile methodologies and cloud solutions, processes were streamlined and legacy software modernized, resulting in more competitive, responsive solutinos and efficient operations. The customization of core banking platforms to meet dynamic market needs not only improved client satisfaction but also strengthened the company’s product portfolio. Strategic collaboration on mergers and acquisitions, coupled with the development of new revenue streams through innovative partnerships, fortified Finastra's Retail Banking Solution position as a market leader, ensuring long-term growth and sustainability.• Global Product Strategy• Agile and Cloud Solutions• Revenue and Cost Management.• M&A Growth Strategy• Partnership Development• Digital Marketing• Marketing Technology• Market Research and Analysis• Business Case Development• Financial Modeling and Forecasting• Stakeholder Managmenet

Conshohocken, Pa, Us

Led a transformative digital strategy that significantly enhanced the bank’s operational capabilities and customer engagement. Spearheaded a strategic initiative to optimize digital sales and account opening, focusing on user experience and process streamlining. This approach, combined with strategic oversight in transitioning the credit card program to an in-house operation, not only strengthened the bank’s digital presence but also improved profitability and control. Expert management of the payments P&L and product roadmap expanded the bank’s market reach, fostering stronger customer loyalty and increased market share. Additionally, initiatives in network optimization and gateway integration bolstered the bank’s infrastructure, ensuring more efficient and reliable service delivery.• Digital Transformation• Credit Card Program Management• Product Strategy and P&L Management• Network Optimization• Vendor Management• Cost Optimization• Digital Marketing• Marketing Technology• Market Research and Analysis• Business Case Development• Financial Modeling and Forecasting• Stakeholder Managmenet

Toronto, Ontario, Ca

As Senior Vice President at TD Bank, a crucial role was played in shaping the bank’s digital future. Strategic planning and management of investment priorities were instrumental in advancing the bank's digital engagement initiatives, resulting in more cohesive and effective digital offerings. By overseeing the development of API-driven solutions and money movement strategic deployment, the bank’s services were aligned with the evolving needs of Retail and SMB clients, ensuring the bank remains a key player in a competitive market. Efforts in optimizing credit card management and digital marketing further reinforced the bank’s digital presence, enhancing both customer satisfaction and financial performance.• Digital Strategy Leadership• P&L and KPI Management• API-Driven Solutions• Cross-Functional Project Management• Revenue Optimization• Digital Marketing

New York, Ny, Us

At Chase, innovative digital payment services were developed that set new standards in innovation, security and efficiency. By integrating advanced security protocols like multi-factor authentication and tokenization, Chase’s payment services not only met but exceeded industry standards, leading to increased customer trust and adoption. Leadership in developing the money movement entitlements engine and optimizing payment routing strategies resulted in more streamlined operations and enhanced service offerings, giving Chase a competitive edge in the market. Innovation in areas such as merchant acceptance and SMB eInvoicing further solidified Chase’s reputation as a leader in digital payments, delivering exceptional value to customers and the business alike.• Digital Payments Innovation• Product Management• Cost and Service Optimization• Merchant Acceptance and eInvoicing• Payment Network Operations• Market Research and Analysis• Business Case Development• Financial Modeling and Forecasting• Stakeholder Managmenet