John Nicholas Ms Email and Phone Number

My practical side led me to a career in accounting. I fell in love with it anyway. What I found is that I love searching for that "AHA" moment, the moment when it all comes together and everything makes sense. Data tells a story and it's my passion to figure out the story -- not always the story we're told, but the real story. I enjoy working at BY&S because I'm able to fulfill this passion of figuring out complex problems. Together with our talented team, we help our clients (healthcare lenders, banks, and borrowers) make sense of information and navigate the complexities in healthcare. BY&S specializes in:Collateral Field Exams – Preloan and recurring exams provide Healthcare ABL Lenders the information needed to understand the underlying collateral and potential offsets that could impair the collateral.Cash Flow and Quality of Earnings Exams – These exams provide Healthcare Investors the confidence that the financial statements are fairly presented. These exams review the cash flows and earnings of the company to determine if the reported earnings and free cash flow are reasonably stated. With the reviewed financials as a base and with Investor and provider input, proforma cash earnings can be prepared that becomes the basis for real estate mortgage/purchase and company acquisition decisions.Healthcare Due DiligenceAsset Based Lending (ABL) Field ExamsAsset Based Lending (ABL) Due DiligenceDue Diligence Field ExamsRecurring Field ExamsAccounts Receivable (AR) ValuationAccounts Receivable (AR) AnalysisQuality of Earnings (QoE)Real Estate ExaminationsReal Estate Cash FlowCash Flow Analysis and ForecastingAcquisition SupportProforma ProjectionsFinancial AnalysisCollateral & Financial MonitoringLoan MonitoringLoan ServicingLender Back Office SupportBack Office ServicesPortfolio ReviewPortfolio MonitoringProvider Tax MonitoringPayroll Tax MonitoringSurvey MonitoringInterim Financial ManagementTurnaround ManagementRestructuring PlansLiquidation ServicesWorkout ServicesViability AssessmentsExpert Testimony