Vice President
CurrentJon Stark at 703-868-6554Email = jstark@mortgagecorp.comWebsites: Retail: www.mortgagecorp.comNMLS #: 187350, Licensed to originate loans in Virginia, Maryland, DC, Delaware, Pennsylvania, New Jersey, North Carolina, Georgia and Florida.HIGHLIGHTS:TBD Purchase loans allowed- get your loans fully approved before you get a contract!FHA- 540+ FICO for PURCH, RT, C/O, 203k & High Balance!FHA- NO OVERLAYS!!!FHA- Manual Underwrites and Refer/Eligible OKFHA- Mixed Use Properties up to 4 units down to 540 scores on both 203b and 203k loansFHA- NO DTI CAP - Follow AUS Findings!!!FHA- Full and Limited 203k loans down to 540 scoresFHA- NO Minimum Credit History or Trades with AUS Approval!FHA- Transfer appraisals from ANY lender/AMC OK!FHA- Borrowers with NO FICO Score and ONE FICO SCORE OK!FHA- Borrower w/ Work Permits OK with social security numbers!FHA- 1 Day off Market for Cashout Refi! - Must be off market before date of loanapplication!FHA- Rental Income on 2-4 Units OK for FTHB!!!FHA- Streamline - 600 Score for- Conforming & JUMBO! No Appraisal, No Income, No Employment Verification or Employment listed on the 1003!!!FHA- Streamline -Investment and 2nd Homes OK!VA- Min 580 FICO VA- Refer/Eligible/ Manual Underwrites OK!!! VA- NO OVERLAYS!!!VA- No DTI CAP - Follow AUS Findings!!!VA- NO Minimum Credit History or Trades with ApprovedVA- Borrowers with 1 FICO OK!VA-IRRRL 580+ W/ NO AVM OR APPRAISAL REQUIRED!VA- IRRRL Job Listed on 1003 OnlyVA- IRRRL No Income OKVA-C/O Refi's up to 100%!VA- Approved/Eligible - Unlimited DTIVA- 580+ - All Purchases and all REFIs!!!VA- 1 Day Off MLS FOR all Refi's including Cashout!CONVENTIONAL HIGHLIGHTS- FANNIE/FREDDIE MAC OKConventional: Up to 10 financed investment properties with 720 scores on rate and term and purchasesMy Community program ok!Fannie Mae Homestyle Renovation loans available!Fannie Mae 97% product available! VHDA- 100% Financing Program Available on Retail Loans