On consultancy assignment at Aviva Plc. - one of the largest providers of insurance and pensions in the UK and other international markets - for the digital transformation and optimisation of their customer journeys and operational processes.

Partnering with clients in the Financial Services sector on their digital transformation.

On assignment as a Delivery Team Product Owner in Lloyds Banking Group’s Fraud Lab in their digital transformation of their Fraud Prevention strategy.

Agile Product Management of risk based solutions, specialising in financial crime and compliance. Involves managing supplier relationships, product development and strategy and industry & market intelligence.

Setting up and leading the Bank’s new Implementation Team, to realise revenue streams within the Bank’s Transaction Banking business by onboarding new clients onto the Bank’s product offerings.Main responsibilities:• Establishing new business cases for the setup of a new Implementation Team in the Bank’s new Transaction Banking business• Constant process improvement and streamlining of existing processes• Working collaboratively with Sales, Operations, Service and Legal teams to deliver bespoke solutions to clients• Metrics and progress reporting to Senior Management

Global product owner/ project management role reporting into New York Global HQ, responsible for product, operational and IT strategy for Citibank’s Credit Card Rewards programme, which delivered:- a successful 3-year global rollout of a strategic new loyalty rewards programme and user website.- real-time credit card reward points transfer offering in 30 markets with 20 global partnerships, to enhance capability and improve competitive advantage in the market. Customers transferred 16 billion points in 2015 to their preferred loyalty partners.Core responsibilities include:• Driving strategic projects through the full lifecycle, working with business analysts, developers, testers, marketing, service, legal & compliance teams – on projects that improved User-experience, increased Customer engagement, loyalty and usage of Citi’s credit cards.• Developing business requirements with the business and collaborating with cross-functional teams to communicate in both technical and business terms, to drive those projects to market launch.• Managing 3rd party partners to build APIs, backend platforms, technical integrations, customer websites; also working with outsourced local and offshore vendors to deliver marketing, customer service assets and BAU operational support. Agreeing SLAs and commercial agreements with these vendors and commercial partners.• Initiating new programme features, partner integrations, and new initiatives to improve on current user-experience or improve on processes and operating efficiencies.• Initiating enhancements and maintenance projects to ensure product compliance and security is maintained, and that production issues are fixed immediately and with mitigation plan.• Reporting to senior management and business functions on projects in flight, performance metrics and new initiatives in the pipeline.

Regional Office, SingaporeTeam Lead - APAC Regional Implementations Team- Managed and coached a team of Project Managers in a client-facing function, project managing Treasury, Cash and Corporate Commercial Card solutions to multi-national corporates with global coverage.Main responsibilities:• Delivering 20 projects at one time, both local and global in scale, facing global corporate clients, resulting in revenue streams of up to USD 2million upon completion.• Working collaboratively with Sales, Operations, Service and Legal teams to deliver bespoke solutions to clients.

New innovation project team involved in roll-out of new products, from conception to market launch, working with cross-functional teams (Operations, Service, Product, Legal, Technology) to develop and map out new implementation processes, and piloting those new processes with clients.As Subject Matter Expert providing training and implementation guides to the wider projects team to embed processes into BAU.Major achievements:• Launched a new online investment platform for clients, which added US$ 1.5 billion of new revenue.• Managing Citibank’s launch of UK Faster Payments, successfully meeting an industry deadline.

- Manage a team of 7 consultants and admin staff in the European HQ which marketed, implemented and trained the Bank’s electronic banking services and software to corporate clients throughout Europe.Major achievements:• Managed the Bank’s successful merger with another major global Japanese bank in Jan’ 2006, by delivering multiple projects and meeting the fixed merger date.• Completed migration of all clients over to new BACSTEL-IP system from analogue, to a fixed industry deadline.• Oversaw STP project for electronic payments which improved operational efficiency in the Bank by 30%.

Front-office role with responsibilities for developing business relationships, marketing and dealing of money-market & forex products to global multinational Japanese corporates.• Closed one deal of USD 1.5 million with a client by building up a relationship of trust and reliable service.

Global operations role, processing, settling global inter-bank forex trades and supporting forex dealers for Tokyo, Hong Kong, Singapore & Sydney currency trading floors.• Successfully migrated all Asia operations and processes over to Bournemouth Global Custody Office, awarded the Bank’s ‘Service Star’ for outstanding service and dedication to the Company’s Values.

Assistant Language Teaching Consultant at Kumamoto City Board of Education, and Teaching assistant at Senior High, Junior High & Elementary Schools.