Mortgage Loan Officer
CurrentPromoted to evaluate and approve applications for residential mortgage and home equity loans from members across the U.S. for a full-service financial institution offering products and services including free checking, home loans, online, and mobile access.• Manage a pipeline of 21 to 30 loans per month, with an annual loan value of ~$30 million.• Provide information on loan options to customers, realtors, and others as needed; identify member financial goals and provide solutions to meet those goals; request necessary documentation in order to analyze member financial status.• Receive and screen loan applications, request applicant credit and mortgage status, banking, and personal references; review file for completeness; submit qualified applications for further consideration to the Loan Committee for approval. • Work closely with borrowers, loan processors, loan underwriters, real estate agents, title companies, insurance agents, attorneys, and appraisers to efficiently manage the entire cycle from loan application to approval and disbursement.• Maintain up-to-date knowledge of industry compliance changes, market conditions, and loan products.