Jonathan Urban Email & Phone Number

One Financial Plaza, Suite 1200 Ft. Lauderdale, Fl

Financial Professional working with small businesses and families towards their financial goals in life including, funding education, long term care, tax planning strategies, and retirement.

Florida, United States

Navigated a small business through the Covid Pandemic to emerge as the #1 Ranked Loyalty Benefit Program in the US. Oversight included, Finance, HR, Marketing, Customer Service, and Logistics. Converted the business model into a 100% online business to survive the lockdown. Negotiated contracts to bring in household names like Amazon, Target, and Walmart. Reduced expenses and increased revenue streams to reverse negative cash flow and produce first positive operating cash flow in 5 years.

Weston, Fl

Financial advisor/Accountant for local small businesses assisting in all matters Finance/Accounting including A/R reconciliation, Billing, Financial Modeling. Custom Excel Templates, Cash Flow Modeling, Capital Investor/Private Equity Presentations, Tax Preparation, and guidance in establishing an LLC.

Weston, Fl

Accountable for financial budgeting, forecasting, and analysis for total Americas operations. Present monthly results and analysis against Business Plan, prior year, and the monthly forecast. Assist Accounting with account reconciliations and reserve requirement calculations. Lead staff of both Managers and Senior Analysts as well as dotted line reports. • Created Annual $5B Operating Plan utilizing both bottoms up and top down methodologies (expense vs. revenue).• Negotiated $350M in cost concessions from Parent Company to achieve market share growth expectations.• Saved $200M in bad debt write-offs by creating an A/R forecast model highlighting problem areas.• Enhanced monthly Trial Balance submission forms for subsidiaries, reducing consolidation time by a full day.• Chief Financial Lead on multiple Incubation Teams for smaller ($20-$50M) territorial acquisitions.• Developed new P&L format incorporating KPI’s embraced by Sr. Management and utilized across Americas.• Documented processes and procedures for Sarbanes-Oxley compliance.• Project lead in the integration of Lanier and then Ikon into Ricoh’s financial planning system, including the installation of a new consolidated financial reporting system and KPI methodology. (Oracle & Hyperion)

Responsible for financial budgeting, forecasting, and analysis, of two major car rental brands (Avis & Budget). Results were analyzed against Business Plan and the monthly forecast. Forecasts were projected monthly on a rolling seven quarter calendar for Income Statements, Balance Sheets, and Cash Flows. Cash Flow Forecasts were conducted on both GAAP and Free Cash Flow basis. Business Plans were zero based and developed semi-annually. Market syndicated data and competitor intelligence was utilized in development of business strategy. • Created forecast models to predict operating results with a margin of error of less than 5%.• Produced Cash Flow Forecasts utilizing balance sheet line item detail and key business drivers.• Audited operating results to uncover inefficiencies and create opportunities to excel. • Orchestrated monthly forums with various department heads to ensure goals are met/exceeded.• Improved allocation methodologies to enhance accuracy of expense reporting. • Spearheaded the integration of Budget into Avis’ financial reporting systems, including the installation of a new consolidated financial reporting system.

Somerset, Nj

Planned, monitored, and evaluated annual sales campaigns, budgets, and forecasts. Conducted market assessment, manpower, productivity, cost efficiency, and management compensation analyses. • Performance assurance including objective setting, measurement, and progress reporting.• Produced annual budgets, track monthly performance variances, and create year end projections.• Analyzed and investigated sales performance to identify growth, productivity, and new venture potential.• Conducted modeling of corporate strategic plans, including full business case analyses.• Developed efficient processes to reduce reporting lag time and increase productivity.

Park Ridge, Nj

Analyzed actual and flash consolidated results; Prepared annual budget for consolidated US companies. • Created management reports on monthly and year to date results vs. budget and prior year.• Investigated Flash sales, Net Income, and inventory variances vs. budget.• Reviewed business unit P&L’s to identify cost savings/profit improvement opportunities.• Compared internal results to market indices for industry evaluations.• Prepared annual budgets including corporate department allocations.• Audited accounting entries to ensure proper cost allocations.• Developed Hyperion reports for internal/external reporting.

Mba, Finance

Bachelor Of Science - Bs, Business Administration And Management, General