Jonathan J. Billiot, Mba, Cfp® Email & Phone Number

Austin, Texas, United States

Ark Financial is a Multi-Family Office firm, with broad investment, insurance, and strategic capabilities that enables first-generation entrepreneurs to achieve their wealth accumulation and legacy goals. ⌨ Learn more about our services at: www.arkfinancial.com As Family Office Captain, I am accountable for leading a team of client-facing Advisors, CPAs, Attorneys, and Insurance Agents to continually strengthen client relationships, provide a highly differentiated onboarding experience, optimize the service portfolio, and deliver maximum customer value. Among my accomplishments, I have: ➥ Managed a portfolio of clients with over $0.5B in cumulative assets. ➥ Developed trusted-advisor relationships with new and existing clients to generate account penetration and cross-selling opportunities. ➥ Ensured Advisors were fully trained, supported, and optimally positioned to deliver against clients’ financial goals. ➥ Cultivated a nuanced understanding of the entire service portfolio, including: Estate and Asset Protection, Risk Mitigation and Management, Investments, and Insurance Products. ➥ Analyzed tax returns and other financial documentation to optimize the investment portfolio, minimize tax liability, and capitalize on improvement opportunities. ➥ Designed integrated tax plans for 50 First Generation Entrepreneurial Families, resulting in $23.5MM in federal, state, payroll, and NIIT tax savings over the course of four years. ➥ Positioned five clients on the Inc. 5000 Fastest Growing Companies list (2022). ➥ Enabled one client to earn the #100 Fastest Growing Firm Award with $15MM+ in annual income.

Austin, Texas

As Senior Project Manager, I was responsible for leading a range of client engagements to provide business, investment, and financial solutions for 30+ first-generation entrepreneurs representing $60K+ in monthly recurring revenue. Some of my additional contributions include:➥ Built relationships with client-side teams at the executive and C-suite levels; ensured their needs and core priorities were effectively incorporated into each project plan.➥ Managerd four (4) major corporate restructures to optimize the tax framework and generate operational efficiencies. ➥ Counseled 43 family office clients with a combined net worth of $600MM. ➥ Advised and implemented tax strategy for over $120MM+ in taxable income.➥ Drove the development of 43 fractional family offices for first-generation entrepreneurs over a four-year timeframe; coached clients through Ark's Family Office principles of wealth accumulation and tax strategy optimization. ➥ Served as right hand to the Family Office Captain and CEO; provided support in the areas of product fulfillment and strategy execution.

Austin, Texas

As Chief Compliance Officer, I was tasked with developing an integrated compliance program from the ground up for a high-growth Registered Investment Advisory (RIA) institution with $80MM+ in Assets Under Management (AUM). Some of my additional contributions include:➥ Evaluated and mitigated compliance, legal, and regulatory risk related to investments.➥ Established a robust governance framework, controls, and operational SOPs to strengthen overall risk and compliance posture.➥ Enabled the startup RIA to scale from zero to $80MM in AUM in 2 years.➥ Conducted deep dives to assess and optimize portfolio composition for each client.➥ Performed compliance audits, conducted book and record reviews, and delivered firm-wide compliance trainings.➥ Established an exceptional compliance organization; successfully passed external audits from the Texas State Securities Board with zero deficiencies.

Austin, Texas

I joined Ark Financial in 2016, where I managed the financial planning and implementation process to deliver insurance and investment solutions for clients. Some of my key contributions include:➥ Serviced investment accounts and insurance policies; ensured financial planning KPIs were consistently met.➥ Stabilized the high turnover rate, laying the foundations for sustainable and scalable growth.➥ Achieved the firm's Client Service Excellence Award in 2017 for delivering a seamless client experience.

Austin, Texas Metropolitan Area

In 2022, my wife and I founded and currently operate an online clothing boutique to provide high-end apparel and simultaneously give back to the local community.I oversee all aspects of day-to-day activities to ensure the profitable operation of the business, including: branding, marketing, pricing, product placement, supply chain management, accounting, advertising, and contract negotiations. Some of my contributions include:➥ Donated 10% of gross profits to ‘Unbound Now Austin’ to help mitigate human trafficking throughout the Austin region.➥ Performed customer experience mapping to optimize every step of the customer journey.

Dallas, Texas

I joined Comerica Bank in 2014 to participate in the coveted Relationship Manager Training Program. Some of my key contributions include:➥ Supported Loan Officers by structuring and underwriting C&I loans, lines of credit, SBA loans, EXIM lines of credit, and CRE construction and permanent credit facilities.➥ Evaluated financial statements as well as relevant market conditions and prospective clients’ economic risks.➥ Underwrote loans with values up to $50MM.➥ Received an ‘Exceeds Expectations’ on the 2016 performance review. ➥ Served as M&A and High-Leverage Lending subject matter expert. ➥ Oversaw a structured $35MM Debt Recapitalization for a high-profile client.

Rabat, Morocco

• Analyzed program attendance and security-check data with EXCEL• Built a login-protected intranet site for sharing information• Strengthened Arabic speaking skills

Master Of Business Administration - Mba

Bachelor Of Business Administration (Bba), Finance, Economics, & Public Aministration

Activities and Societies: Baylor Interdisciplinary Core, Business Fellows

High School Diploma, College/University Preparatory And Advanced High School/Secondary Diploma Program

Activities and Societies: Spanish Club, National Honor Society, LaSCO, Interclub Council, Newspaper