Jonathan Temple Email and Phone Number
Paradise Valley, AZ, US
Jonathan Temple's Location
Greater Phoenix Area, United States, United States
Jonathan Temple's Contact Details
Jonathan Temple work email
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Jonathan Temple personal email
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Jonathan Temple phone numbers
About Jonathan Temple
A bilingual business development professional with demonstrated skills in loans, banking, financial analysis and SBA financing. Passionate about financial literacy for young adults in the United States and beyond through education. Excellent communication and interpersonal skills; able to work in a team environment or independently as needed to meet project goals and deadlines.
Jonathan Temple's Current Company Details
Jonathan Temple Work Experience Details
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Vp, Middle Market Underwriter, SrColumbia BankParadise Valley, Az, Us
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Sba Business Development OfficerArizona Financial Credit Union Mar 2023 - Dec 2024Phoenix, Arizona, UsSolicit and service a variety of SBA 7(a), SBA 504, and commercial loans including large and complex real estate loans for owner occupied properties, construction loans, loans for business acquisition, and lines of credit. Responsible for evaluating loan applicants for credit worthiness and will work with the lending team to process originations and manage the existing portfolio.Recommend credits for approval or declination.Order and obtain appraisals and/or value real property as required by applicable regulations.Inspect real property to ensure the condition and quality of collateral.Monitor existing portfolio for performance, compliance and ongoing needs.Cross sell services to develop and maintain a complete member relationship.Review and analyzes financial data submitted by borrower to determine credit worthiness and ability to repay request as structured.Provides guidance to credit analysts and support staff and other loan officers.Represent the bank in negotiations and loan closings.Monitors assigned loan portfolio on a continuous basis.Monitors loans subsequent to booking to ensure that they were properly booked.Review loan documentation to ensure consistency with loan approval requirements and proper collateral perfection and lien position.Assist in managing construction loan draws, which will include but is not limited to, attend meetings and conference calls with borrowers and the banks construction monitoring company prior too, during, and after loan closing to ensure construction management process is within guidelines. -
Vp, Relationship ManagerArizona Capital Source Nov 2021 - Feb 2023Grow and develop AZCS’s SBA 7(a) Community Advantage loan program throughout Arizona by providing affordable capital to qualifying small business owners and entrepreneurs that are starting new businesses.Identify and qualify opportunities for lending utilizing the SBA 504 program to help business owners purchase and/or construct their owner occupied facility. Provide credit and financing advice, introduce clients to COI's in order to form a trusted advisor group for business owners looking for guidance and/or connections to improve their efficiency and business operations.
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Phoenix Loan Committee Member -Arizona Capital Source Jan 2020 - Nov 2021Served on a voluntary basis and reported to the membership or the board of directors of financial institutions. This allowed me as a member of committee to delegate the powers to loan officers.I am an experienced officer who works with other experienced professionals whom together are able to grant more complex loans to financial institutions in order to provide complex loan products. We comply with guidelines and concerns that financial institutions face as they grow the array of loan products offered by providing professional advice to help create good business decisions.
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Avp, Sba Portfolio ManagerSunflower Bank, N.A. Jul 2019 - Nov 2021Dallas, Tx, UsPrepare a written summary of analysis for new and existing loan relationship, especially in regards to the sufficiency of cash flow, collateral and other repayment sources. Assess overall strengths and weaknesses of credit relationship. Assist in monitoring credit files, including analyzing financial statements, borrowing base certificates, accounts receivable aging, and other items are required by the loan documentation. Exercise independent judgement on client relationship credit analysis and take appropriate resulting action.Participate in departmental or company-wide projects. Seek and propose process improvements.Ensure compliance with SBA SOP rules and requirements for SBA 7(a) and SBA 504 loan programs. Work with CDC on 504 loans.Assist as a lead in the review of work, training, and development of more junior PMs. -
Avp, Business Banking Credit Specialist IiiBok Financial Jan 2019 - Jul 2019Tulsa, Ok, UsResponsible for the independent preparation of financial analysis for Business Banking credit requests from both prospects and customers.Prepare complex financial analysis of credits and completes risk assessments for both material prospects and key existing relationships.Make recommendations to Relationship Managers regarding appropriate loan products and credit structure, policy compliance and credit/industry risk.Materially contribute in the credit and structuring discussions with the approving credit officer.Influence credit decisions of line management via the findings and recommendations contained in documentation of credit requests.Conduct formal industry analysis and assist in development of new credit business via interaction with existing or prospective customers to gather key information for credit analysis.Provide ongoing training to new and entry level Credit Specialists and serve as a resource to Relationship Managers with respect to loan underwriting, credit and underwriting guidelines.Provide underwriting, risk management and credit policy training/guidance to less-tenured Relationship Managers. -
Senior Field Credit UnderwriterArizona Business Bank Jun 2017 - Jan 2019Review proposed transaction structures and identify all items necessary for full underwriting.Analyze financial information, cash flow data, tax returns, collateral assessments, repayment sources and related material.Conduct industry research and collect other pertinent information for credit analysis.Prepare narrative summary of credit transactions, including risk assessment, and make approval recommendations on proposed credits.Complete all sections of the credit approval for assigned transactions for review and approval by all required approvers.Draft preflight memoranda on prospective transactions for preliminary discussions with appropriate parties.Prepare renewal and modification presentations and initiate annual review and loan status reports for existing facilities as assigned.Mentor junior Field Credit Underwriters to aid in their career growth.Assist in onboarding new hires and continuous development for each team member.
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Underwriter IiArizona Business Bank May 2016 - Jun 2017Spread financial statements to identify and analyze inconsistencies and inaccuracies.Recommend risk ratings and document calls.Attend and participate in loan approval discussions.Assist credit administration, commercial and private lending departments with the underwriting and documentation of loan requests.Provide investigation of the borrowing entity, analysis of the proposed structure and the various repayment sources as well as industry/economic factors affecting each request.
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Underwriting AssociateComerica Bank Aug 2015 - Apr 2016Dallas, Tx, UsCompletion of Comerica's formal credit training program: CMA Credit College. -Fall Class of 2015: Dallas, TxPlaced amongst the top of my class.As Senior Analyst, I provide training to fellow credit members and provide support to the credit officer.Spread financial statements to identify and analyze inconsistencies and inaccuracies.Recommend risk ratings, run pricing models and document calls.Attend and participate in loan approval discussions.Assist credit administration, commercial and private lending departments with the underwriting and documentation of loan requests.Provide investigation of the borrowing entity, analysis of the proposed structure and the various repayment sources as well as industry/economic factors affecting each request. -
Credit SpecialistComerica Bank Jul 2014 - Aug 2015Dallas, Tx, Us• Assist the commercial and private lending department with preparing documentation for loan approval• Perform administrative functions including reporting, data entry and credit file maintenance• Spread financial information and moniter loan covenants
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ManagerFlo'S Chinese Restaurant Dec 1997 - Jul 2014· Interaction with customers to ensure satisfaction in multiple languages· Management of employees· Cash reconciliation of registers· Implementation and management of FIFO method on inventory· Collection of invoices and payments on accounts payable· Manage revenues from daily transactions and deposit them into correlating accounts· Process banking transactions in an accurate and efficient manner· Translation between owner and other employees in Spanish
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Spanish InstructorSonoran Science Academy Apr 2011 - May 2013· Creation of course curriculum· Management of students· Design of lesson plans· Spanish Language Immersion Instruction· Implementation of technology used with foreign language instruction
Jonathan Temple Skills
Microsoft Excel
Microsoft Office
Microsoft Word
Powerpoint
Accounting
Financial Accounting
Customer Service
Bookkeeping
Account Reconciliation
Nonprofits
Spanish
Staff Development
Curriculum Design
Teaching
Tutoring
Curriculum Development
English
Public Speaking
Classroom
Educational Technology
Teaching English As A Second Language
Educational Leadership
Classroom Management
Lesson Planning
Elementary Education
Esl
Financial Analysis
Banking
Credit
Loans
Credit Analysis
Risk Management
Credit Risk
Jonathan Temple Education Details
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Arizona State UniversitySecondary Education And Teaching -
Western International UniversityAccounting And Business/Management
Frequently Asked Questions about Jonathan Temple
What company does Jonathan Temple work for?
Jonathan Temple works for Columbia Bank
What is Jonathan Temple's role at the current company?
Jonathan Temple's current role is VP, Middle Market Underwriter, Sr.
What is Jonathan Temple's email address?
Jonathan Temple's email address is jt****@****dfc.com
What is Jonathan Temple's direct phone number?
Jonathan Temple's direct phone number is +148026*****
What schools did Jonathan Temple attend?
Jonathan Temple attended Arizona State University, Western International University.
What skills is Jonathan Temple known for?
Jonathan Temple has skills like Microsoft Excel, Microsoft Office, Microsoft Word, Powerpoint, Accounting, Financial Accounting, Customer Service, Bookkeeping, Account Reconciliation, Nonprofits, Spanish, Staff Development.
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