Your small business is our first priority. We partner exclusively with independent insurance agents and brokers to provide insurance protection that includes a tailored risk management plan. Whether a startup or an established operation, grow your business with peace of mind.

P&L responsibility for $400+ million of small business premium as Head of Casualty for Hiscox USA and Head of Underwriting for the Digital Partnerships and Direct (DPD) business unit. Led the underwriting team and engagement with actuarial, claims, coverage counsel, operations, marketing and distribution to address areas of opportunity for course correction and targeted growth. The successful collaboration resulted in tens of millions of dollars in hard benefit, creating long-term stability of coverage for hundreds of thousands of policyholders.

Head of underwriting and P&L responsibility for the small business workers compensation portfolio. Grew small business, the most profitable segment, to the largest share of the book by implementing data-driven, rules-based portfolio underwriting tools. Steered business requirements in operations and technology when implementing industry-leading digital distribution platforms (DuckCreek & Guidewire). Previously head of underwriting and operations for the new-at-the-time commercial division, responsible for Atlas’ diversification beyond middle-market workers compensation by leading development of the general liability and business owners policy (BOP) products. Served as subject matter expert to finance, operations, and distribution to successfully service the new lines of business. The sustained growth in micro and SME workers compensation and expansion into other P&C lines were key to their national expansion and a more resilient strategy focused on small business insurance. Responsibilities included head of distribution and leading the day-to-day operations in the workers compensation division.

Led the San Diego branch office as well as operations and distribution for the 13-state western region, including underwriting oversight and P&L responsibility for the workers compensation and general liability products. Previously held the position of regional manager and head of the Miami, FL office. Previously led the inside marketing department in their Tennessee-based home office.

Transitioned from a job in internet tech support into insurance when recruited as a bi-lingual insurance agent for the largest personal lines agency in the U.S., and pioneering Insuretech, which is now a sister company to Esurance—both since acquired by Allstate. Rose to top 10% of sales agents by developing consultative, solutions-based approaches. Soon promoted to sales coach and manager of the homeowners and ancillary lines team, where we led the transition from DOS-based policy management systems to first-of-their-kind web-based policy administration platforms for: Progressive, The Travelers, The Hartford, Safeco, Fireman’s Fund, and Chubb.