Jonathan Mision Email & Phone Number

Austin, Tx, Us

• Coordinate underwriting and financing transactions for commercial real estate, working capital financing, equipment, and small business acquisitions totaling between $500,000 and $50,000,000.• Conduct thorough research to evaluate financial statements, assess creditworthiness, and mitigate bank risk.• Generate comprehensive reports to convey key loan and borrower information for use by bank approvers.• Monitor and review credit portfolio to ensure compliance with established… Show more • Coordinate underwriting and financing transactions for commercial real estate, working capital financing, equipment, and small business acquisitions totaling between $500,000 and $50,000,000.• Conduct thorough research to evaluate financial statements, assess creditworthiness, and mitigate bank risk.• Generate comprehensive reports to convey key loan and borrower information for use by bank approvers.• Monitor and review credit portfolio to ensure compliance with established credit policies and procedures.• Estimated bank loan losses using the CECL methodology by utilizing the Moody's CreditLens platform as well as an internal grading model for loans that do not fit within the parameters of CreditLens.• Facilitate clear and effective communication with the credit team, company lenders, and clients to address credit-related inquiries and ensure accurate and timely information exchange.• Continued focus on learning and staying up to date with accounting industry changes, such as the updates to ASC 842 Lease Accounting, and adjusting credit analysis generated as appropriate. Show less

• Full service bookkeeping for multiple restaurant clients based in Maryland, Washington DC, and Ohio.• Submitted financial reports each period close: common sized income statements, balance sheet, cash flow and annual comparison metrics.• Key Performance Indicator (KPI) analysis, looking at common sized income statements to communicate key information to clients. Analysis of financials each period to ensure cost metrics were in line with industry standards and client expectations.•… Show more • Full service bookkeeping for multiple restaurant clients based in Maryland, Washington DC, and Ohio.• Submitted financial reports each period close: common sized income statements, balance sheet, cash flow and annual comparison metrics.• Key Performance Indicator (KPI) analysis, looking at common sized income statements to communicate key information to clients. Analysis of financials each period to ensure cost metrics were in line with industry standards and client expectations.• Full ownership of books having a deep understanding of each client's financial position, health, operating standards, strengths, and weaknesses.• Efficient and thorough communication with my team, senior accountant, and clients.• Ensured accurate record keeping and tracking of expenses, income, assets, and liabilities for all clients, keeping accurate balances in Quickbooks and maintaining/organizing a shared Dropbox for each client to file pertinent documents.• Entry of sales tax for each filing period depending on client states filing requirements. Show less

Lakeway, Texas, United States

• Collect and review customer documentation, working closely with loan team to ensure everything necessary (EIN, operating agreements, filing certificates, etc.) has been received to have accounts opened properly and have project loans funded.• Developed understanding of each business client's ownership structure, making sure to collect appropriate documentation from each owner with greater than a 20% stake, as well as all documentation for businesses held within multi-business… Show more • Collect and review customer documentation, working closely with loan team to ensure everything necessary (EIN, operating agreements, filing certificates, etc.) has been received to have accounts opened properly and have project loans funded.• Developed understanding of each business client's ownership structure, making sure to collect appropriate documentation from each owner with greater than a 20% stake, as well as all documentation for businesses held within multi-business structures.• Worked with compliance team to ensure all documentation was properly ear marked and filed with our main office.• Manage multiple communication channels while working on numerous ongoing tasks• Communicate and correspond with appropriate internal departments and route documents/requests as appropriate• Aid loan department in opening specialty accounts to house PPP loan funds and real estate construction funds• Covered teller line as needed assisting with all customer needs wire transactions, currency translations, generating amortization schedules, etc.• Ensure proper handling of sensitive client information Show less

Tyler, Texas

• Assist membership with general financial needs• Educate our membership on various financial concepts (such as improving their credit score, the effect of loan length on total interest paid, compounding interest, etc.)• Help determine and recommend services that would benefit members• Ensured strict compliance under internal and external controls• Held sole responsibility for up to a $7,000 drawer, and dual control for $250,000 vault• Assisted members with more specialized… Show more • Assist membership with general financial needs• Educate our membership on various financial concepts (such as improving their credit score, the effect of loan length on total interest paid, compounding interest, etc.)• Help determine and recommend services that would benefit members• Ensured strict compliance under internal and external controls• Held sole responsibility for up to a $7,000 drawer, and dual control for $250,000 vault• Assisted members with more specialized services when Financial Service Officers were backed up (beginning loan applications, printing and setting up debit cards, mobile banking, etc)• Logged various data for general information, and statistical purposes (keeping record of member requests via Lobby Tracker and various internal logs)• Prepare various reports and forms as needed (currency transaction report, suspicious activity, member disputes)• Exemplified prudent judgement when accepting non negotiable instruments, placing holds on checks as needed or educating members on check processes• Serviced various pieces of equipment such as cash dispensers and ATM weekly• Ensured proper handling of sensitive client information Show less

Tyler, Texas Area

• Provide professional service to restaurant partners and customers alike• Self regulate workload and time commitments• Ensure flexibility for any issues that may arise, ensure additional supplies are kept on hand for customers (napkins, utensils, straws, hot-bags, etc.)• Contact driver care specialists with any discrepancies with order pickup/drop off/customer needs

Tyler, Texas

• Assist membership with general financial needs• Educate our membership on various financial concepts (such as improving their credit score, the effect of loan length on total interest paid, compounding interest, etc.)• Help determine and recommend services that would benefit members• Ensured strict compliance under internal and external controls• Held sole responsibility for up to a $7,000 drawer, and dual control for $250,000 vault• Assisted members with more specialized… Show more • Assist membership with general financial needs• Educate our membership on various financial concepts (such as improving their credit score, the effect of loan length on total interest paid, compounding interest, etc.)• Help determine and recommend services that would benefit members• Ensured strict compliance under internal and external controls• Held sole responsibility for up to a $7,000 drawer, and dual control for $250,000 vault• Assisted members with more specialized services when Financial Service Officers were backed up (beginning loan applications, printing and setting up debit cards and mobile banking, etc)• Logged various data for general information, and statistical purposes (keeping record of member requests via Lobby Tracker and various internal logs)• Prepare various reports and forms as needed (currency transaction report, suspicious activity, member disputes)• Exemplified prudent judgement when accepting non negotiable instruments, placing holds on checks as needed or educating members on check processes• Serviced various pieces of equipment such as cash dispensers and ATM weekly• Ensured proper handling of sensitive client information Show less

Tyler, Texas

• Assist approximately 40 - 80 customers a night• Recommend products based upon customer needs, placing emphasis on selling store brands• Cross sell goods based upon customer needs, as well as weekly circular deals• Push and collect customer information for store "Extra-Care Card"• Re-stock, straighten, and date shelved products, ensuring a clean environment for customers and colleagues alike

Cedar Park, Texas

• Promoted to Assistant Manager in March, 2016• Aided up to a couple hundred customers daily• Oversaw store crew and ensured a quality customer experience was provided from beginning to end• Assisted upper management in day to day operations and end of day paperwork• Held responsibility for store assets and personnel during shifts in which upper management was not present• Oversaw product through the production process• Cross-sold/ Up-sold additional menu products based… Show more • Promoted to Assistant Manager in March, 2016• Aided up to a couple hundred customers daily• Oversaw store crew and ensured a quality customer experience was provided from beginning to end• Assisted upper management in day to day operations and end of day paperwork• Held responsibility for store assets and personnel during shifts in which upper management was not present• Oversaw product through the production process• Cross-sold/ Up-sold additional menu products based upon customer desire and monthly deals Show less