Jonathan Walker Email & Phone Number

Raleigh, Nc, Us

Currently support the Consumer Lending Data Strategy across all business areas, including product, credit, pricing, and operations to develop and maintain a dependable and agile reporting infrastructure. Assess, manage, and report on risk-adjusted metrics, including asset quality, to inform loan portfolio and credit risk decisions.Champion a data-driven environment by providing accurate, timely, and actionable insights for performance monitoring and decision-making.Serve as liaison with business units to provide internal clients with insights they need to measure key performance indicators and enhance the decision-making process.Deliver impactful presentations, summarizing complex data into clear and concise narratives for stakeholders, clients, and internal teams.Design and implement data strategies to support diverse data sources across diverse network environments.Analyze and evaluate the financial impacts of consumer lending operations on the income statement and balance sheet.Translate data into engaging data visualizations using various business intelligence tools and methodologies.Manage the transition of one-time analytics projects to scalable, ongoing production reporting systems.Integrate both structured and unstructured data sources into data reporting environments to enhance decision-making capabilities.Ensure adherence to regulatory requirements and mitigate risks associated with data governance, analytics and reporting.

Raleigh-Durham, North Carolina Area

Developed reporting of KPIs and overall portfolio performance to executive management and senior leadership.Collaborated closely with senior leadership to develop and implement financial strategies for a $3 billion consumer loan portfolio, leveraging advanced data models and visualizations to provide key insights of opportunities and risk.Provided in-depth member behavior analysis using transactional level data to understand member impacts on performance.Promoted predictive modeling techniques for delinquency, CECL and credit loss forecasting.Managed regulatory compliance through internal fair lending analytics and risk analysis.Served as the data governance liaison to ensure regulatory compliance and data quality standards.Major Accomplishment: Built a credit risk analytics infrastructure providing finance leaders with real-time loan portfolio insights.

Raleigh-Durham, North Carolina Area

Led the design and implementation of the credit union’s reporting infrastructure using advanced data visualization delivery methods, ensuring alignment with organizational financial goals and policies. Utilized internal and external data including third-party credit bureau data and macroeconomic data to enhance risk insights and optimize product offerings. Deployed interactive visualizations and dashboards, providing end users with on-demand data access and drill-down capabilities. Major Accomplishment: Developed and provided leadership for a team of data analysts improving access to data insights across the enterprise.

Raleigh-Durham, North Carolina Area

Provided decision support to the CFO and other senior leaders by delivering key financial reports and dashboards, integrating financial data with operational metrics and KPIs. Delivered monthly dashboard reports, providing management with balance sheet trends segmented by member demographics and credit quality. Collaborated with cross-functional teams in the Accounting, Lending, and Finance area to enhance existing reports and develop new insights, reducing organizational silos. Served as the analytics liaison, providing data analytics software training and support across the enterprise. Major Accomplishment: Utilized millions of records of historical transaction data to measure and report member behavior

Raleigh-Durham, North Carolina Area

Led the business intelligence team to gather data requirements and develop analytical capabilities within the organization, significantly improving reporting effectiveness.Utilized internal and external data to develop reports in supporting better-informed business decisions.Managed the process for measuring and monitoring member profitability, influencing business strategies through detailed profitability analysis.Analyzed member behavior across multiple data sources, enhancing understanding of member engagement.Major Accomplishment: Instrumental in implementing a new data analytics platform for the organization that increased efficiency in delivering key insights across the enterprise.

Raleigh-Durham, North Carolina Area

Maintained credit union’s asset liability management model; findings influenced interest rate decisions.Analyzed fixed income investments, performing pre-purchase analyses to assess balance sheet impacts under various interest rate scenarios.Provided financial impact analyses for interest rate scenarios, guiding management's strategic decisions.Measured and reported key balance sheet and income statement ratios, ensuring regulatory compliance.Key Achievement: Optimized the asset liability management (ALM) model for ad-hoc scenario analyses.

Raleigh-Durham, North Carolina Area

Coordinated and analyzed a $400 million annual budget for IBM's Strategic Outsourcing business, providing key insights into cost management.Consolidated monthly financials, creating comprehensive reports for senior management.Presented monthly financial deliverables, ensuring accurate and timely reporting for month-end.Key Achievement: Led the analytical team to provide net cost positions within the Integrated Technology Delivery sector, significantly improving budget management efficiency.

Managed financial measurements and planning for IBM's source spending and overhead expenses, impacting national labor rates for outsourcing contracts.Created monthly spending forecasts for IBM’s Global Services, totaling approximately $2 million per year, enabling accurate financial planning.Built queries in financial systems to retrieve data, optimizing data capture and analysis processes.Reconciled and corrected costs in IBM’s general ledger, ensuring accurate financial reporting.Key Achievement: Earned the confidence of project executives and service delivery executives, providing essential analytics that influenced key decisions.

Bs In Business Management, Management Information Systems

Master Of Business Administration

Activities and Societies: Omicron Delta Kappa Leadership Honor Society

Data Science Certificate, Data Science | Analytics