Vice President, Commercial Loan Officer
Current• Actively pursues business development opportunities and proactively seeks new clients for the Bank.• Represents the Bank at community events, civic functions, and community reinvestment initiatives to bolster the Bank's reputation and cultivate new business.• Visits and contacts commercial customers to promote and market Bank products and services.• Establishes and manages a customer database, recording all new business relationships and results of customer interactions.• Gathers necessary information to present financing requests to senior management or Loan Committee for approval, meeting with new and potential customers, negotiating loan terms and conditions, and referring and recommending acceptance to the Chief Credit Officer and Loan Committee.• Coordinates the processing of approved loans, ensuring that they conform to Bank lending policies, meet customer needs, and adhere to loan agreements. Obtains sufficient information and documentation from customers and resolves any issues related to loan processing and servicing.• Manages and maintains the Bank's commercial loan portfolio.
