Jonathon Hart Email & Phone Number

Auckland, Nz

Auckland, New Zealand

HiFX Limited offers money exchange and remittance services to retail and wholesale customers under the Xe MoneyTransfer brand. Part of the Euronet group, Xe operates in markets across the world with offices in the USA, Canada,Netherlands, United Kingdom and Australia.The responsibilities include:● Acting as the registered AML Compliance Officer with the DIA and serving as the key contact for HiFX Limited with NZ regulators, such as the Financial Markets Authority, Department of Internal Affairs, and Financial Services Complaints Limited.● Reviewing and revising AML documentation, including the AML Risk Assessment and AML Compliance Programme.● Developing and updating local policies and training materials, including SOPs for use by the 1st line of defense.● Organizing and coordinating with external auditors, and integrating their recommendations into existing frameworks and systems.● Conducting audits and assurance activities over compliance frameworks to ensure they are effectively designed and implemented.● Overseeing and optimizing compliance monitoring processes, including configuring e-KYC rulesets and refining corporate onboarding procedures.● Advising interdepartmental stakeholders and Line 1 Risk & Compliance team members on local requirements for global policies and procedures.● Drafting and presenting board reports to internal stakeholders, including the Board of Directors, executive management, and compliance teams in other jurisdictions.● Facilitating compliance training for commercial teams, enabling them to identify and manage risk factors in client interactions.

Auckland, New Zealand

Auckland, New Zealand

Sitting in the Advisory business of KPMG, the Risk Consulting team supports financial institutions and corporates on allaspects of financial, market and operational risks.During my time at KPMG I have been involved in several projects, the most recent of which being internal assurancetesting of audit controls, this project is ongoing. Prior to this; I was tasked with researching opportunities for the business and clients in relation to the impending Conduct of Financial Institutions (COFI) legislation.

Auckland, New Zealand

CTRL is a derivatives issuer based in Auckland, New Zealand. Holding Derivatives Issuer licenses in both New Zealand under the Financial Markets Authority (FMA) and in Australia under the Australian Securities & Investments Commission (ASIC), CTRL is an online financial services provider offering access to various trading opportunities via Contracts for Difference (CFDs) for retail clients and as a liquidity provider for wholesale clients. The position of Compliance Manager was disestablished in February 2022 following the orderly wind down of the business due to the shareholder decision to mothball the business and offer it for sale.Responsibilities included:- Being the AML Compliance Officer and Compliance Manager for both the New Zealand and Australian jurisdictions.- Periodically reviewing and updating AML documentation.- Leading the Compliance Team and mentoring compliance staff.- Developing and implementing compliance monitoring processes.- Managing the development and implementation of compliance or policy training.- Developing and leading the implementation of policies across the business.- Liaising with regulators including the FMA, ASIC and AUSTRAC.- Liaising with external legal representatives.- Advising the Chief Executive Officer and Board.

Christchurch, Canterbury, New Zealand

Responsibilities included:- Being the AML Compliance Officer for the Designated Business Group.- Periodically reviewing and updating AML documentation.- Being the Privacy Officer for the group.- Leading the growing Compliance Team and mentoring compliance staff.- Developing and implementing compliance monitoring processes.- Managing the development and implementation of compliance or policy training.- Developing and leading the implementation of policies across the business.- Approval of marketing and promotions.- Liaising with regulators including the Commerce Commission and the Department of Internal Affairs.- Organising and liaising with external auditors.Due to changes in the business brought on by COVID-19, I have also adopted additional responsibilities including:- Designing email and facebook marketing.- Developing lending criteria and policies for the vehicle finance brand.- Relaunching the vehicle finance brand in October 2020.- Managing the Arrears team member for vehicle finance, which expanded to co-managing all staff when the brand was relaunched.- Filing and managing civil action filings with the district courts.- Sharing HR responsibilities with the Operations Manager.

Wellington & Wairarapa, New Zealand

In January 2019, I was promoted to the senior role to allow more autonomy, growth, professional development and management of junior staff.The Senior Compliance and Risk Advisor role carries the same responsibilities as Compliance and Risk Advisor, however formally introduces additional responsibilities, including:• Mentoring and guiding the Compliance and Risk Advisors, acting as the first point of contact for queries and assistance.• Acting as a first escalation point for ‘division of three’ items.• Conduct initial reviews of accreditation applications prior to review by management.• Taking ownership of team procedures and processes, including maintenance and managing team contributions to updates.• Drafting and ongoing monitoring of the annual inspection schedule.• Overseeing preparation of the team reporting.• Taking ownership of team projects.

Wellington & Wairarapa, New Zealand

The Participant Compliance team sits within NZX Regulation and contributes to the overall quality of the markets offered by NZX by ensuring compliance with the NZX rules. Based in Wellington, the team has an important role in maintaining NZX’s relationship with market participants and engages with a wide variety of internal and external stakeholders.The role involved:• Assessing regulatory applications and making binding decisions.• Conducting investigations into conduct of market participants and determining compliance with NZX rules.• Reviewing market participant’s capital adequacy and periodic returns.• Building and maintaining relationships with market participants.• Assisting with drafting rule amendments.• Drafting guidance to assist market participants with the application and interpretation of NZX rules.• Preparing internal and external reporting for various stakeholders and oversight bodies.• Conducting annual inspections monitoring market participant’s compliance with NZX rules.• Training and inducting new starters.Key achievements:• Assisting with drafting of the revised NZX Participant rules (December 2017), and subsequent revisions.• Drafting of guidance relating to the application and interpretation of the NZX Participant rules.• Revision of existing regulatory decisions issued prior to December 2017 to ensure relevance to current rules and Guidance.• Leading the transition of over 400 NZX Advisors and NZX Associate Advisors following changes made in the December 2017 NZX Participant rules revision.• Designing and implementing the team case management system.• Designing and implementing new procedures, and revising existing procedures to ensure relevance.• Received internal award for Delivery 2018.• Nominated for Chairman’s Award 2018.

Manchester, United Kingdom

The EMEA Portfolio Reconciliations and Valuations team offers broad reporting and reconciliation functionality across the RBS PLC, RBS NV and NatWest brands. The team works primarily in the European, Middle Eastern and African (EMEA) markets, with supporting operations in the United States and Singapore. Product types include Foreign Exchange, Interest Rate Derivatives, Options and Money Market deposits.Key Responsibilities• Manage client queries and requests via telephone and email.• Production and delivery of valuation & audit statements as an after sales service and as a regulatory requirement.• Risk analysis - review and resolution of daily valuation & audit areas• Financial modelling of client valuations, whilst assessing their fx and other market variable positions• Updating database to ensure compliance with the European market regulations and investigation of non-compliant entities.• Dispute investigation and resolution relating to EMIR statements.• Liaising with internal and external clients and other stakeholders.• Ad hoc research and information compilationKey Achievements• European Market Infrastructure Regulation SubjectMatter Expert (SME) for the team.• Writingandreviewingreports and business operating procedure documents to meet internal compliance requirements.• Developed monthly compliance process and report for monthly trade data review.• Writing training material in readiness for business offshoring.• Training new staff and transitioning business processes to offshore office.• Data analysis and alignment as part of system development.

Wellington, New Zealand

The Reserve Bank of New Zealand operates a Real-Time Settlement System called NZClear. NZClear currently has over 130 members - comprised of international banks, foreign central banks and custodians – and holds around NZ$92 billion worth of securities.The role involved:• Weekly, monthly, quarterly andannual reporting• Monitoring the ESAS and NZClear settlement systems• Setting up new securities within the NZClear system• Processing manual security transfers• Loading and matching trades on behalf of members• Handling client queries, e.g.: maturity or dividend dates, registry enquiries.• Setting up new member accounts• Procedure review and development• Corporate Actions

Wellington, New Zealand

Credit Consultants Group is a privately owned Debt Collection and Credit Management agency, operating in New Zealand and Australia. Clients include regional councils, telecommunications and utility providers and international banks as well as small businesses.The role involved:- Contacting debtors with complicated or high value debts, assigning debts to the call centre for calling.- Ensuring all necessary actions have been completed on older debts as per the Terms of Appointment specific to each client before closure or passive collection.- Actioning debts for trace or Field Visit and providing support to Client Liaison Officers as well as other teams such as the Legal team. Other duties include performing minor traces on debtors, dispute resolution for selected debts and performing other ad hoc duties when required.