Jon Mastny Email & Phone Number

Plymouth, Minnesota

St Louis Park, Minnesota

Consumer Loan Underwriter with Wells Fargo's Personal Lines and Loans division underwriting both secured and unsecured lines of credit, personal loans, and motor vehicle secured loans. Responsible for managing risk while growing a profitable portfolio. I evaluate transactions to ensure they meet government, investor and company requirements. Examining credit documents for accuracy and completeness, verifying that they comply with company and industry guidelines. Communicate with appropriate staff regarding loan status and decisions. Assisting team members in communicating loan decisions and rationale to clients. Minimize turn times through the implementation of best practices and high performance lending. Perform clear to close process verifying loan completeness and compliance.

St Cloud Minnesota

Conventional & Jumbo underwriter. Detailed credit, income, asset & appraisal review with emphasis on evaluating credit & collateral. Collaborating with Loan Officers & Loan specialists in order to provide exceptional internal & external customer service, assisting underwriting partners as needed. Maintaining turn time at or below posted levels. Training of Loan Specialists as needed with regard to documentation requirements & alternatives.

Remote

Underwriting agency loans utilizing lender guidelines, FNMA DU, decision engine, & manual review. Underwriting of active loans to FNMA & lender guidelines utilizing DU AUS. Detailed credit, income, asset & appraisal review with emphasis on evaluating credit & collateral while providing quality customer service. Rapid response to Processors & Loan Officers as needed, maintaining turn times as posted. Paperless platform, multiple system use.

Greater Minneapolis-St. Paul Area

Contract Mortgage Underwriter on site at Minneapolis area mortgage company. Underwriting conventional files to FNMA/FHLMC & mortgage insurance guidelines utilizing lender overlays.

Remote

Manual underwriting of active loans for Radian Mortgage Insurance to FNMA/FHLMC & multiple lender guidelines & overlays. Detailed credit, income, asset & appraisal review with emphasis on evaluating credit risk & collateral while providing quality customer service. Rapid response to clientsas needed, supporting other remote team members as required. NMLS Certified

Multiple Locations

Core Underwriter 4C Wholesale/Retail/Correspondent lending platforms. Underwriting active loans according to FNMA/FHLMC and investor guidelines utilizing knowledge of credit analysis and appraisal review with emphasis on evaluating credit risk factors.

Multiple Locations

Contract underwriter of conventional 1st & 2nd mortgages. Underwriting active loans according to FNMA/FHLMC and investor guidelines utilizing knowledge of credit analysis and appraisal review with emphasis on evaluating credit risk factors while providing quality customer service. Use of multiple computer systems & programs. 4C Wholesale, Retail, Correspondent lending platforms.

Multiple Locations

Underwriting of active loans according to FNMA/FHLMC and investor guidelines utilizing knowledge of credit analysis and appraisal review with emphasis on evaluating credit risk factors. Excellent in quality customer service. Adept at D.U., L.P., A, sub prime, and various computer programs. Experience in due diligence, new construction interim lending. Companies contracted to include: ABN-AMRO, North American, GMAC/RFC, Washington Mutual, Aurora Loan Services, MorNorth Mortgage, National City Mortgage, Wells Fargo. Mortgage insurance companies contracted through include: MGIC, Radian, Triad, PMI, RMIC. Recent experience includes: Wells Fargo 4C staff underwriter, LenderLive remote underwriter.