Serial Entrepreneur and Co-Founder of Dignisia AB, a company developing an entirely new Credit Intelligence tool for benchmarking of collection agencies, insight into the collection process, valuation of portfolios of late claims and sales management of NPL's. But, also very useful on the NPL investor side for valuations and portfolio management. The software can also monitor compliance and sustainability issues for the collection process. A project that combines my entire 35+ years of experience in software development and credit management, and industry I have been working in since my father introduced me when I was 14 years old and started coding my first international debt collection system.Apart from that, I have special knowledge in the Swedish Credit Reporting sector, being co-founder and the personal license holder of a Swedish Credit Reporting Agency, on how to store data from tax authorities, bailiffs etc and building score cards etc around this information. I have knowledge of most practical and legal aspects around which data is available under what circumstances in this sector in Sweden (and some info on other legislations as well).Also experienced in analytics, data quality and understanding how to apply AI to data for business purposes.