Jose Bravo

Jose Bravo Email and Phone Number

Business Owner and Licensed MLO - NMLS # 844863 @
Jose Bravo's Location
Chico, California, United States, United States
About Jose Bravo

As Chief Financial Officer and Founder with over a decade in finance and management, my mission is to drive business growth through strategic financial planning and operational leadership. At Next Generation Septic, I spearheaded initiatives to optimize productivity, foster a high-performance culture, and pursue expansion opportunities, significantly contributing to the company's development and profitability.With expertise in financial services and personal finance, I focused on consulting with medium-sized businesses, enabling them to navigate the complexities of the economic landscape. My approach blends innovative solutions with market trend analysis, ensuring clients have the resources to meet their goals. I am committed to transforming the local business ecosystem by cultivating lasting client relationships and delivering tailored financial advice.

Jose Bravo's Current Company Details
Next Generation Septic Service, Inc.

Next Generation Septic Service, Inc.

Business Owner and Licensed MLO - NMLS # 844863
Jose Bravo Work Experience Details
  • Next Generation Septic Service, Inc.
    Chief Financial Officer/ Founder
    Next Generation Septic Service, Inc. Sep 2023 - Present
  • Bob'S Septic Service, Inc.
    General Manager
    Bob'S Septic Service, Inc. Nov 2022 - Sep 2023
    • Develop a strategic plan for optimized productivity• Review and improve organizational effectiveness by developing processes, overseeing employees, establishing a highly motivational work environment, and implementing innovative changes• Adhere to company standards for excellence and quality• Seek out opportunities for expansion and growth by developing new business relationships• Provide guidance and feedback to help others strengthen specific knowledge/skill areas• Oversee day-to-day operations, assign weekly performance goals and ensure their completion, and accomplish your own goals• Recruit, onboard, and train high-performing employees to achieve objectives for sales, profitability, and market share• Maintain project timelines to ensure tasks are accomplished effectively• Develop, implement, and maintain budgetary and resource allocation plans• Delegate responsibilities to the best-qualified employees and enforce all policies, procedures, standards, specifications, guidelines, training programs, and cultural values• Resolve internal staff conflicts efficiently and to the mutual benefit of all involved
  • Movement Mortgage
    Loan Officer
    Movement Mortgage Feb 2022 - Feb 2023
    Fort Mill, Sc, Us
    While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window. CA- CA-DFPI844863 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (www.nmlsconsumeraccess.org). Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers
  • Merchants Bank Of Commerce
    Vice President Relationship Manager
    Merchants Bank Of Commerce Feb 2021 - Dec 2021
  • Mechanics Bank
    Vice President Sr. Business Banking Officer
    Mechanics Bank Sep 2019 - Feb 2021
    Walnut Creek, Ca, Us
  • Rabobank N.A.
    Vp/ Business Banking Officer
    Rabobank N.A. May 2015 - Feb 2021
    Provide a full range of banking services to businesses; with emphasis on client contact, sales, service, taking into account the bank’s interest in acquiring new or handling existing customers, services, such as trust, cash management, etc. to present and potential customers. Provides solutions using knowledge of all products and business partners. Cultivates referral sources and generates new business by identifying and building rapport with potential customers.
  • Rabobank N.A.
    Vp/Branch Manager
    Rabobank N.A. May 2014 - May 2015
    Responsible for generating revenue and fee income by promoting Bank services, deposit and lending products and through customer referrals to other business units. Oversee the safe and efficient operation of the retail office to ensure compliance with applicable state and federal banking regulations, bank policies and procedures, and all regulatory compliance mandates and satisfactory branch audits. Planned and implemented business development programs, and represent the Bank in community activities.
  • Rabobank N.A.
    Vp/Branch Manager
    Rabobank N.A. Mar 2013 - May 2014
    Responsible for generating revenue and fee income by promoting Bank services, deposit and lending products and through customer referrals to other business units. Oversee the safe and efficient operation of the retail office to ensure compliance with applicable state and federal banking regulations, bank policies and procedures, and all regulatory compliance mandates and satisfactory branch audits. Planned and implemented business development programs, and represent the Bank in community activities.
  • Rabobank N.A.
    Financial Service Officer
    Rabobank N.A. Aug 2010 - Mar 2013
  • Butte Community Bank
    Asst. Customer Service Manager
    Butte Community Bank May 2004 - Aug 2010

Jose Bravo Skills

Banking Customer Service Microsoft Office Retail Banking Credit Loans Commercial Banking Sales Team Building Small Business Lending Financial Analysis Microsoft Word Credit Risk Consumer Lending Financial Services Risk Management Management Powerpoint Finance Credit Analysis Lines Of Credit Portfolio Management Commercial Lending

Jose Bravo Education Details

  • University Of Washington
    University Of Washington
    Banking And Financial Support Services
  • University Of Phoenix
    University Of Phoenix
    General
  • California State University, Chico
    California State University, Chico
  • Willows High School
    Willows High School

Frequently Asked Questions about Jose Bravo

What company does Jose Bravo work for?

Jose Bravo works for Next Generation Septic Service, Inc.

What is Jose Bravo's role at the current company?

Jose Bravo's current role is Business Owner and Licensed MLO - NMLS # 844863.

What is Jose Bravo's email address?

Jose Bravo's email address is ja****@****ail.com

What is Jose Bravo's direct phone number?

Jose Bravo's direct phone number is +153068*****

What schools did Jose Bravo attend?

Jose Bravo attended University Of Washington, University Of Phoenix, California State University, Chico, Willows High School.

What skills is Jose Bravo known for?

Jose Bravo has skills like Banking, Customer Service, Microsoft Office, Retail Banking, Credit, Loans, Commercial Banking, Sales, Team Building, Small Business Lending, Financial Analysis, Microsoft Word.

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