Major Tasks, Responsibilities and Key AccountabilitiesReviews processed credit applications within assigned territories for possible approval, assigns credit limits and conditions of sale.Evaluates customer records and recommends that credit limits be extended or reduced, based on collection attempts, payment history, and purchase activity of customer.Maintains collections of Accounts Receivable of assigned territories. Calls and follows up on customer accounts that are past due.Identifies key barriers/core problems and applies problem solving skills in order to deal creatively with complex situations. Troubleshoots and resolves complex problems. Makes decisions under conditions of uncertainty, sometimes with incomplete information, that produce effective end results.Independently performs assignments with instruction limited to results expected. Determines and develops approach to solutions. Receives technical guidance only on unusual or complex problems or issues.May oversee the completion of projects and assignments, including planning, assigning, monitoring and reviewing progress and accuracy of work, evaluating results, etc. Contributes to employees professional development but does not have hiring or firing authority.Supervise a group of credit Associates.

Responsible for the collection and analysis of credit information and financial data in accordance with credit policy and applicable law to extend trade lines on creditEnsure that payments are collected within the terms of sale, via direct customer contact and account monitoring for an assigned portfolio of customers. Achieve monthly cash collections goalsInitiate and moderate monthly A/R meetings with Area Sales Managers to review agings and discuss resolutions for troubled accounts Review area results with the Division Credit Manager and complete and complete specific objectives as assigned.Meet with customers and sales associates in their territoryProvide customer service as required to entrance customer relations Periodic reconciliations of customer as needed.

Establish new accounts, credit application processing and evaluation.Investigate any Customer billing issues and resolve or apply special terms to accounts.Oversee timely customer collection communications.Manage relationships with collection agencies.Prepare Account reports and Spreadsheets for Gen. Manager.Report station and staff collection performance.

Responsible for all Credit & Collections for Credit Dept.Supervise Credit Department staff of three employees.Maintain a DSO of 30 days.Establish new accounts and credit applications processing and evaluation credit terms.Manage relationships with various Collections Agencies. Assist as needed in accounts payable Dept.Direct the application of customer payments.Oversee timely customer collection communications.Attend and facilitate Jewelry Trade Shows in order to log and keep track of Inventory.