Jose Matos Email and Phone Number

Mission that leads to reduction in energy consumption and associated greenhouse gas emissions by improving operational energy efficiency, and energy conservation efforts. Administering the JELLP or other programs as designated, marshaling the expertise of professionals across the agency relevant to the specific needs of applicants.Administering programs funded by the Inflation Reduction Act (IRA) and Infrastructure Investment and Jobs Act (IIJA) related to clean energy programs.Reviewing program applications for feasibility, clean energy & decarbonization benefits and financial soundness.Coordinating with MEA technical and financial analysis partners and contractors to review loan and grant applications.Evaluating new financing program opportunities, developing program plans and proposals for future program development.Drafting loan agreements, grant agreements, project summaries, promissory notes and other documents necessary to issue financing or grants.Promoting MEA programs assigned to the program manager’s portfolioWorking with MEA legal counsel to ensure legal sufficiency of documents, programmatic requirements, loan & grant agreements and to determine appropriate levels of Borrower securitization.Coordinating with MEA’s Finance Division to manage loan awards already issued, including monitoring borrower progress, repayment and closing out agreements when work is complete.Performing compliance-related activities, including on-site financial and performance audits of loan applicants and grant recipients, as needed.Participating in energy related workgroups on behalf of MEA.Representing MEA and its programs at state, local or professional gatherings, as needed.Staying informed regarding current local, state, regional, and international energy policydevelopments and market conditions that may directly or indirectly affect Marylandmarkets, businesses, and consumers.

Project manager tasked to formulate, create, and implement an innovative programmatic and intergovernmental revolving loan fund catering specifically to Senior Officials and FEMA, showcasing a dynamic blend of conceptualization and execution.Effectively oversee, refine, and enforce policies, procedures, and guidelines within the Department of Emergency Management, steering the team towards the attainment of predetermined objectives.Serve as a dedicated resource, offering comprehensive assistance and expert counsel to both internal and external stakeholders engaged in the comprehensive management, administration, monitoring, and adherence to the loan program's protocols.

Conceptualize, develop, and execute an innovative sales strategy for each loan officer based on theirassigned territory and individual strengths.Establish and achieve staff and client training objectives regarding federal, state, and local regulations andrequirements as well as product and compliance.Monitor and certify full integrity of the sales pipeline while coaching and motivating a productive andefficient team.Strategic plans and standard operating procedures for entire broker team.Review, assess, and heighten team member performance through a strategic and tactical approach.Conduct comprehensive training on effective prospecting, sales negotiations, and presentation design.Facilitate multi-site meetings with a concentration on discussing methods for meeting sales, relationship,and compliance goals.Maintain a complete understanding of loan programs and underwriting guidelines for FHA, Jumbo,Conventional, VA, USDA, Community programs and bonds, and HELOC solutions.Utilize robust human resources skills to ascertain and recruit qualified candidates, coordinate training, andevaluate ongoing performance

Experienced in Residential Property Management, I am the founder and former owner of Modern Property Management, LLC. Possessing an MBA, my entrepreneurial spirit and dedicated leadership team have amassed over a decade of industry-leading knowledge in management, finance, property management, and sales. Our expertise spans start-ups to scaled growth companies, showcasing a track record of exceptional performance within the real estate sector. My adept networking skills have fostered numerous fruitful partnerships with clients, delivering top-tier service in all my endeavors.

As a dedicated mortgage broker, I'm your trusted companion in the intricate world of real estate finance. With a deep understanding of the mortgage market, loan options, and financial intricacies, I'm here to be your personal guide, helping you navigate the complex journey of securing a home loan.With an unwavering commitment to your best interests, I work tirelessly to match you with the most fitting lending solutions. Whether you're taking your first steps into homeownership or you're an experienced investor, my extensive network of lending partners allows me to craft a mortgage package that perfectly suits your individual needs and financial aspirations.By harnessing my comprehensive industry expertise and skillful negotiation, I not only help you secure competitive interest rates, but also streamline the application and approval process. Emphasizing transparency and empowering you with knowledge, I ensure you're equipped to make informed decisions at every juncture. I demystify the mortgage journey, guiding you toward realizing your homeownership dreams with unwavering confidence.

NMLS 940890Chairmans club 2012,2013Presidents club 2014, 2015, 2016

Developed a robust investment expertise and acquired a competitive grasp of the market landscape.Utilized strong interpersonal and communication abilities to secure successful outcomes and enhance team effectiveness.Teamed up with recruitment and HR experts to meet hiring objectives.Executed budgetary tasks and managed the branch's profit and loss statement.Led training sessions for onboarding new employees and upkeeping the team's product proficiency.