Jose Hurtado Email & Phone Number

Zurich, Switzerland

Zurich, Switzerland

Bern, Berne, Switzerland

• Started my own consulting business, providing Business Intelligence solutions to small businesses and individuals
• Designed a Tableau-based biotech integrated database aimed at traders seeking to identify biotech opportunities
• Acquired technical skills such as D3.js, UNIX, and GitHub, and strengthened R and Python programming.

Washington D.C. Metro Area

The Cash Flow & Overdraft Lane has a mission of increasing financial confidence of our customers. We do this by making statements transparent and accessible, giving customers a heads up when their transactions don't look quite right, and being there with inexpensive overdraft coverage when they need a bit of help to make ends meet. And finally we are.

Washington D.C. Metro Area

Washington D.C. Metro Area

Richmond, Virginia Area

• Structure, implement, track, and manage division’s direct mail marketing acquisition strategy, leading team of <5 associates in researching and preparing market forecasts, establishing and reporting key project.
• Played key role in leading team that redesigned list acquisition strategy for direct mail, achieving 60% reduction in marketing expenditures and a 10% increase in accounts booked.
• Introduced mail intensity strategies which doubled acquisition of accounts in targeted segments.

• Coordinated and launched customer-centric business enhancements to capitalize upon rising web-based marketing opportunities. Key projects included coordinating Search Engine Marketing (SEM) testing. Headed special.
• Successfully designed and executed Small Business Lending area’s first Search Engine Marketing test, achieving increase of 20% over Internet ambient volumes.
• Introduced Small Business Lending Division’s first-ever e-mail marketing effort toward selected segments.

• Instrumental in developing “day-one” marketing strategy that provided critical groundwork for company’s subsequently successful expansion into Mexican market.
• Astutely identified marketing cost components that allowed company to reduce costs 20% after initial testing period of Latin America expansion project.

• Designed customer retention program for Installment Loans division that increased monthly saved assets by 250% within 7 months, positioned company to retain $230 million in assets in 2004, increased customer contact.

• Identified hgh-potential, low-risk marketing channels to swiftly increase Hispanic client base. Performed business-critical research of market indicators, conducted market tests, and created detailed financial models.
• Increased response of Hispanic customers by 110% by implementing innovative telemarketing and direct marketing strategies, developing unique credit policy based on population risk expansion, and expanding offerings to.

• Tasked with strategic planning, optimization, and administration of $1-million marketing / product management budget. Conducted research of existing and niche markets to inform development of key marketing initiatives.
• Triggered 20% net increase in credit card accounts.
• Coordinated launch of rewards program that drove 30% increase in credit card usage among prime segments.

Education record

Bachelor'S Degree, Economics