Jose M. Tovar, Arm, Cis, Chc Email & Phone Number

Pasadena Ca

Manage and directs the day-to-day operations of the Lien Defense Dept. Defense litigation for California Employers, Insurance Companies and Public Entities. Additional responsibilities include but not limited to negotiations, court appearances, trials. Staff of 10.

Los Angeles/New York

Guidepoint Global Advisors is an exclusive worldwide network of industry professionals who provide consulting services to the financial, investment, strategy consulting and corporate communities. Advisors are selectively recruited to provide a seamless breadth and depth of collective expertise, giving customers the information and insight they need to make critical investment and strategic decisions. Monitor world health, weather and political affairs. Expert services in Global Risk & Insurance Management, Legal Affairs, Contract & Development, Labor/Union Relations, HR, Training & Development, Safety & Security, Loss Prevention and Public Relations programs in Hotels, Restaurants, Retail, Commercial and Residential land development and mergers/acquisitions.

Los Angeles, Ca

Independent Global Risk Management Consulting.

Directed, developed and managed the Legal Affairs, Risk & Insurance Management and Human Resources affairs of the group. Hotel operations. Contractual overview of the Hotel’s business portfolio. Extensive contract development and negotiations. Execution and management of Safety & Security, Training and Development and senior advisor to the executive management team. Experience in property expansions, acquisitions, mergers and land development, hotel/retail business operations - closely works with major financial institutions and investment banking. Asset loss prevention and loss control functions. Selects insurance brokers, defense attorneys, investigators and works directly with State and Federal entities. Dept Staff of 22. Achievements:*Insurance premium savings of 32.6% for two years running/Owner controlled program*Reduced liability claims by 43.6% for two years running/Reduction of OSHA directives**Employee Satisfaction/Wellness Improvement Programs *

Developed and implemented all lines of Insurance procurement programs for the Company. Retail commercial contract review and negotiations. Muti-state functions. Managed and directed self-insured and guaranteed insurance programs. Reinsurance and recovery functions managing a $28 million insurance program. Stabilized internal/external policies and protocols company wide for reporting of all claims and compliance. Loss Prevention management. Provided leadership to more than 235 stores across various states. Cultivated and maintained excellent relationships with brokers, claims personnel, defense attorneys, State/Federal entities. Staff of 23.Achievements:*Delivered unprecedented results by cutting WC costs from $1.5 million to $700,000 monthly*Audited a $100+ million annual payroll budget for insurance/re-insurance programs/contracts*Established a state-of-the-art General Liability tracking system of 13,000 certificates of insurance*Reduced WC claims by 39% , thus saving the company $3.5 million in medical expenditures

Directed and managed all lines of insurance programs, claims and compliance management for six western states totaling 248 locations. Managed an $18 million insurance program. Property acquisitions, constructions, inspections, remodeling, expansions and re-builds. Attended all mediation hearings, settlement conferences and Trials in each State. Crisis management and evacuation programs. Direct management with Corporate Legal, HR, Payroll & Benefits, Safety & Security Corporate depts. Direct communications with senior executive management. Directed insurance brokers, claims staff and defense attorneys working on behalf of the company. Achievements:*A 37% reduction in WC/GL claims in CA for the first two years.*Reduction of existing claim reserves by 32.3%*A savings of $612,987 in annual premiums for CA WC program*Streamlined reporting of all insurance claims by establishing a (800) toll free call center 24/7*Travel/visited all locations twice a year – establishing a good rapport with the operations team

Corporate Risk Management, Corporate Claims, Regional & Divisional Executive Human Resources, Employee benefits, Field Operations. Private consulting for national companies in risk management, claims, safety, loss prevention and internal audit programs. Cost containment performance reviews, WC, EPLI, EEOC, CAL/OSHA, FED/OSHA, ADA, IIPP, D&O and other related insurance programs. Crisis management, early intervention and evacuation plans. Managed accounts such as The J. Paul Getty Museum, American Airlines, Security Pacific National Bank.

Associate, Risk Management; Loss Prevention; Public Relation

Arm, Risk Management -Business Insurance

Activities and Societies: Associate in Risk Management, ARM

Arm, Chc, Risk Management, Claims, Safety

Activities and Societies: RIMS - Risk & Insurance Management Society GARP, Global Association of Risk Professionals